Senior Credit Risk Manager
1 month ago
This role is a critical part of the Wealth Management Credit team, focusing on credit risk management and portfolio optimisation within the Private Banking and Treasures Private Client segments.
Responsibilities- Credit Approval and Recommendation: Review and approve credit requests for PB/TPC clients, providing supporting credit recommendations for cases requiring higher approval authority.
- Risk Assessment and Mitigation: Identify, assess, and mitigate potential risks in credit transactions, collaborating with Front Office and Credit Managers on credit structuring and risk mitigation for complex requests.
- Portfolio Monitoring and Performance Evaluation: Proactively monitor market developments, evaluate portfolio performance under stress conditions, identify vulnerable accounts, and work with Relationship Managers to manage these accounts effectively.
- Credit Policy and Standards Development: Support the review of credit programs and new product structures proposed by the Product team, ensuring robust credit risk management.
- Bachelor's or Postgraduate degree with at least 8 years of experience in credit risk management.
- A proven track record in managing UHNW credit portfolios or underwriting complex credit proposals, preferably in Private Banking or corporate banking.
- Strong analytical skills, understanding of financial markets and derivatives, and ability to communicate effectively with stakeholders.
- Meticulous attention to detail, ability to work efficiently under tight timelines, and aptitude for leveraging technology to drive efficiency.
We offer a competitive salary range of SGD 120,000 - 180,000 per annum, depending on experience, plus benefits and a dynamic work environment that supports professional growth and recognition.
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