Senior Credit Risk Manager for Wholesale Banking

3 weeks ago


Singapore OCBC Full time

Job Description:

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We are seeking an experienced Senior Credit Risk Manager to join our Wholesale Banking & Consumer Lending Audit team at OCBC.

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In this role, you will play a critical part in evaluating the effectiveness of internal controls, risk management practices, and compliance with regulatory requirements across wholesale banking credit portfolios.

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You will lead a team of auditors in planning, scoping, and executing audits related to wholesale banking activities, managing the preparation and presentation of audit findings, recommendations, and reports to Senior Management and clients.

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The ideal candidate will have at least 20 years of relevant experience in corporate or commercial banking, with strong knowledge of wholesale banking products, lending processes, and credit risk management.

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Able to analyze complex data, identify trends, and provide actionable insights to inform business decisions. Strong written and oral communication skills, with the ability to present findings to stakeholders at various levels.

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This is a senior leadership role that requires a high level of initiative, drive, and independence, as well as excellent interpersonal and team management skills.

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Responsibilities:

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  • Evaluate the adequacy and effectiveness of internal controls related to wholesale banking, including credit underwriting, loan origination, portfolio management, problem recognition, and remedial management.">
  • Provide value-added opinions and recommendations to improve the design and effectiveness of internal controls.">
  • Contribute to the development of annual audit plans and ensure alignment with Group Audit's standards and key performance indicators.">
  • Lead a team of auditors in conducting credit risk reviews of various wholesale credit portfolios, ensuring timely completion of assignments and delivery of high-quality results.">
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Requirements:

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  • Minimum 20 years of relevant credit and business experience in corporate or commercial banking.">
  • Strong knowledge of wholesale banking products, lending processes, and credit risk management.">
  • Familiarity with regulatory requirements, such as MAS notices pertaining to credit portfolios.">
  • Ability to interact with people at different levels, work independently, and manage a team effectively.">
  • High level of initiative, drive, and independence, with the ability to travel about 25% of the time.">
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Benefits:

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This is a senior leadership role that offers a competitive salary package, including a base salary range of SGD $180,000 - SGD $250,000 per annum, plus bonuses and benefits.

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About Us:

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OCBC is one of the largest financial services groups in Southeast Asia, with a long history of innovation and excellence in banking and finance.

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We offer a dynamic and inclusive work environment, with opportunities for professional growth and development.



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