Credit Risk Specialist

2 days ago


Singapore HIREHUB PTE. LTD. Full time
Job Description

HIREHUB PTE. LTD. is seeking an experienced Credit Risk Specialist to join our team.

About the Role

We are looking for a highly skilled professional with at least 8-10 years of experience in credit risk management, preferably in a supervisory capacity. As a Credit Risk Specialist, you will be responsible for performing detailed credit analysis and review for new and existing loan portfolios, both local and overseas.

You will also be required to create detailed loan synopses to make recommendations for loan acceptance or rejection, as well as perform loan portfolio analysis, industry analysis, and market comparison studies.

In addition, you will work closely with major stakeholders to ensure that day-to-day credit risk issues are handled and addressed appropriately, and assist in the implementation of workflows and systems in accordance with business strategies and policies relating to credit risk.

As a senior member of our team, you will also be responsible for mentoring and guiding junior credit analysts in their daily work, as well as spearheading end-to-end execution of special projects assigned by Management.

Key Responsibilities
  • Perform detailed credit analysis and review for new and existing loan portfolios (both local and overseas)
  • Create detailed loan synopses to make recommendations for loan acceptance or rejection
  • Perform loan portfolio analysis, industry analysis, and market comparison studies
  • Work closely with major stakeholders to ensure that day-to-day credit risk issues are handled and addressed appropriately
  • Assist in the implementation of workflows and systems in accordance with business strategies and policies relating to credit risk
  • Mentor and guide junior credit analysts in their daily work
  • Spearhead end-to-end execution of special projects assigned by Management
Requirements
  • Degree in Engineering / Business / Finance / Accountancy with at least 8-10 years relevant experience, preferably in a supervisory capacity
  • Business-minded, able to balance between risk and commercial requirements
  • Able to speak and write to stakeholders in English and Mandarin as candidate is required to communicate with finance team in China as well as Chinese customers
  • Good understanding of the economy and business environment
  • Able to work within a dynamic and changing environment
  • Analytical, meticulous, and focused
  • Strong ability to work in a team-based environment
Salary & Benefits

The estimated salary for this role is SGD 120,000 - 180,000 per annum, depending on experience, plus benefits including medical insurance, bonus, and paid annual leave.

Regular business travel is expected.


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