Credit Risk Specialist

2 days ago


Singapore AIRWALLEX (SINGAPORE) PTE. LTD. Full time

AIRWALLEX (SINGAPORE) PTE. LTD. offers a challenging opportunity for an experienced Credit Risk Specialist to join their team in Singapore.

About the Role

This role is responsible for conducting credit risk reviews of Airwallex's clients within a team environment, collaborating with merchants, business development teams, transaction risk analysts, compliance and legal departments to support growth objectives while mitigating and managing risk.

Responsibilities
  • Assess merchant's credibility in onboarding and monitoring workflows by verifying and analyzing merchant's business information and financial statements.
  • Provide tailored credit risk recommendations that mitigate Airwallex's exposure while facilitating partner company growth.
  • Prioritize and process review of incoming applications to verify accuracy and integrity, interpret them concisely, exactly, integrally, in compliance with policy, and register them accurately and timely.
  • Deliver insights to support key business decisions ranging from onboarding strategies to pricing analysis and product launches.
  • Lead process improvements to help the team deliver on key performance indicators and meet service level agreements.
  • Provide feedback on data, tools, 3rd party vendors etc. for continuous ops efficiency improvement, along with ongoing enhancements of policies and procedures.
Requirements
  • 5 years of relevant experience with knowledge of commercial credit underwriting, financial statement analysis, and cash flow forecasting.
  • Knowledge of merchant acquiring services and payment processing industry.
  • Effective communication skills; attention to detail.
  • Be a team player, with strong interpersonal and communication skills, both written and verbal.
  • Be highly curious and thoughtful - a proactive self-starter with sense of urgency and bias for action, under fast-paced environment.
  • Be comfortable with complex data and analytics to draw meaningful insights. SQL is a plus, but not essential.
Estimated Salary: SGD $80,000 - $120,000 per annum

For more information about this exciting opportunity, please visit our website at https://airwallex.com/careers.


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