
Senior SME Credit Strategist
2 weeks ago
We are seeking an experienced Business Credit Risk professional to oversee SME loan portfolios and ensure prudent lending practices. You will play a key role in evaluating creditworthiness and mitigating financial risk.
Key Responsibilities:
- Review and assess SME loan applications for credit risk and compliance
- Analyse financial statements, business performance, and industry trends
- Recommend loan structures and terms aligned with risk policies
- Monitor loan performance and identify early warning signs of default
- Develop and implement risk management strategies
- Ensure adherence to regulatory guidelines and internal credit policies
Requirements:
- Degree in Finance, Accounting, or related discipline
- At least 5 years' experience in credit risk or credit assessment within financial services
- Strong analytical skills and knowledge of SME financing practices
- Familiarity with MAS regulations
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