Executive Director, Regional Portfolio and Unsecured Lending

1 month ago


Singapur, Singapore United Overseas Bank Full time
About United Overseas Bank

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of over 500 branches and offices in 19 countries and territories. With a history spanning over 80 years, we have been guided by our values of Honorable, Enterprising, United, and Committed. Our team strives to do what is right, build for the future, work as one team, and pursue long-term success.

About the Department

Group Retail provides Personal Banking and Private Bank customers with financial solutions tailored to their needs across their life and business stages. Our customers can access our services across our global network of branches, self-service machines, automated teller machines, and internet and mobile banking solutions.

Job Responsibilities
  1. Collaborate with in-country teams to meet budget numbers and identify opportunities to grow balances and income.
  2. Review business drivers and provide guidance to countries on action plans.
  3. Engage Group credit on initiatives for policy relaxation to optimize net profit before tax.
  4. Identify synergies across markets and share best practice learnings.
  5. Work with markets, Technology teams, and stakeholders to determine business requirements and get endorsement for merger and integration work.
  6. Rationalize and prioritize requirements across markets.
  7. Fact find, guide, align, and share findings uncovered from one market to the rest.
  8. Execute and track project end-to-end, working with other co-workstream leads.
Job Requirements
  1. Strong analytical skills and willingness to be hands-on.
  2. At least 15-20 years of experience in cards and unsecured lending business, with a sound understanding of business drivers and operating models.
  3. Open-minded, matured, and hardworking, with a positive mindset.
  4. Excellent influencing skills and experience working with regional countries.
  5. Excellent understanding of credit life cycle management.
  6. Good project management skills.
  7. In-depth understanding of card processing systems.
  8. Able to lead teams and work well with people.


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