Private Banking Relationship Manager
2 weeks ago
Job Purpose:
Acquire and grow high net worth individual customer base through effective relationship management, with special focus on the customers' personal financial analysis, protection and investment needs.
Job Responsibilities:
- Achieve the bank's objective on private banking business target & plans.
- Proactively build and maintain business relationship with individuals who satisfy the bank's standards of suitability and who meet the bank's 'Wealth Criteria'.
- Engage in networking activities with CITIC Group and other business introducers in both Hong Kong and China to enhance the customer referral effectiveness.
- Assist in educating and coaching CITIC Bank Private Bankers about CITIC Bank International's Wealth Management products and services.
- Fully understand the client's needs and objectives, provide good services and direct them towards respective suitable products to meet their needs.
- Assist the Team Head in implementing and executing strategic plans; and actively engage in business development activities.
- Maintain a close working relationship with Products & Portfolio Specialist teams to ensure the continued viability of client objectives and to ensure coordination of a client's overall strategies and needs.
- Manage and monitor client accounts on an ongoing basis in order to understand changing investment needs and objectives and to coordinate portfolio solutions.
- Understand the level of risk associated with all products and services and ensure that this information and any other pertinent information are appropriately disclosed to the client.
- Perform annual review of high risk / unsuitable customers timely.
- Ensure compliance with account opening requirements on CDD and KYC; and
- Review relevant MIS reports to identify any suspicious transactions timely.
- Comply with anti-money laundering and counter terrorist financing controls in accordance with regulatory standards and CNCBI policies.
Job Requirements:
- Preferably a Degree holder or equivalent.
- Minimum 6-8 years of relevant banking experiences in serving high net worth individual customers in private bank.
- Possess CACS Paper 1, CACS Paper 2, RES 1B, RES 2B and RES 5.
Coaching
Wealth Management
Referrals
Microsoft Excel
Relationship Management
Career Development
Loans
Private Banking
Compliance
Networking
Financial Analysis
Cash Management
Banking
Capital
Business Development
MIS
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