Head of Enterprise Risk

1 day ago


Singapore TRUST RECRUIT PTE. LTD. Full time
Roles & Responsibilities

Job Description:

Enterprise-Wide Risk

  • To formalize and implement the enterprise wide risk management framework and risk governance to manage and control of all aspects of risks including credit, operational & technological risks and asset-liability management.
  • To articulate the risk appetite for the company for the Board's approval and formalize and refine the risk appetite framework.
  • To recommend appropriate Management Trigger Actions ("MAT") for the respective risk type, which are in alignment with the approved risk appetite for the Company.
  • To identify, monitor, evaluate the Company's risk exposure and recommend strategies and procedures in mitigating these risks.
  • To assist to implement, and perform annual review and update of, risk management policies and procedures.
  • To co-ordinate the annual assurance to the Board that the system of internal control and risk management system are adequate and effective.
  • To design risk management training for operational units.

Credit Risk

  • To work together with the Marketing team to review and update the Lending Guidelines.
  • To review the stress test framework and methodology and supervise the performance of the credit stress tests assumptions and results.
  • To review the reports for the Credit Portfolio Committee and the analysis performed.
  • To keep abreast with the external credit landscape and provide market intelligence, if possible, and credit alerts, where necessary.
  • To level up the credit risk management skills and culture for the company, by rationalizing with respective RMs on the credit assessment for their credit proposal.
  • On a transaction level, to review and comment on loan proposals/renewals that deviate from the Company's Lending Guidelines

Market & Liquidity Risk

  • To review the reports for the Asset & Liabilities Committee and the analysis provided.
  • (To provide analysis for the presentation to ALCO and as the secretary to ALCO, in the absence of a permanent Asset-Liability Management officer.)
  • To review the stress test assumptions and methodology and supervise the performance of the liquidity stress tests results.
  • To review the stress test assumptions and supervise the performance of the interest rate stress tests results.
  • To review and update the Contingency Funding Plan and co-ordinate the testing of the plan

Operational Risk/Technology Risk

  • To review the operational risk reports for the Operational and Technology Risk Committee
  • To oversee the operational risk and control self assessment process and where applicable propose action plan to mitigate the residual risk.
  • To review the investigation of the Operational Loss event and ensure adequate follow up actions are taken, where applicable.
  • To review and update the Business Continuity Management framework and plan and supervise the testing of the BCP (BCP Split Operations, BCP Call Tree Exercise)
  • To ensure that the new product program process are in place.
  • To maintain an oversight of feedback / complaints received against SFL staff

HOW TO APPLY:

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EA License No: 19C9950

EA Personnel: Moy See Meng (Jasmine)

EA Personnel Reg No: R24123391

Tell employers what skills you have

Credit Risk Management
Risk Governance
Stress
Investigation
Assurance
Risk Management
Marketing
MS Word
Market Intelligence
Business Continuity Management
Operational Risk
Articulate
Credit Risk

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