Senior Manager, Credit

2 weeks ago


Singapore INDIAN OVERSEAS BANK Full time

Job Description & Requirements

  • Comply with credit policies, rules and procedures and handle credit related audit inspection (external audit and internal audit) in addition to ensuring credit files are maintained to an auditable standard.
  • Work in partnership with Credit Admin team to support the team in resolving any complex credit processes or credit operational issues.
  • Coordinating credit committee, presenting credit proposal in the credit committee and preparing minutes for credit committee.
  • Identify early warning signs or credit weaknesses to minimize / circumvent loan loss.
  • Review borrower ratings in accordance to IOB's guidelines and policies.
  • Monitor due date controls to support the credit facility renewal and ensure that covenant checks/ compliance of sanction term are completed in a timely manner.
  • Support in updating local credit policies to ensure alignment with all relevant regulatory requirements.
  • Support the delivery of timely process improvement initiatives for the department.
  • Maintain good working knowledge of industry trends, products, relevant laws and regulations.
  • Adhere to all company policies as well as guidelines
  • Has an incisive understanding of the direct and strong connection between business and credit environments
  • Adhoc functions as assigned by the direct report, from time to time.

Job Requirements:

-
Minimum 10 years pf experience as a Corporate Credit Analyst within the banking industry

  • Good Communication and presentation skills with ability to influence others using complex data or analysis to support line of reasoning.
  • Able to work under pressure and deliver within timelines.
  • Proficient in MS Office (Word, Excel, Powerpoint etc)

Education:

  • Bachelor degree/Master Degree/MBA preferably n Banking and Finance.


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