 
						Associate, Consumer Credit Collections
5 days ago
Overview Join to apply for the Associate, Credit Management Officer (Recovery), Risk Management Group role at DBS Bank 2 days ago Be among the first 25 applicants Join to apply for the Associate, Credit Management Officer (Recovery), Risk Management Group role at DBS Bank Business Function Risk Management Group works closely with our business partners to manage the bank’s risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure. Job Objective To maximise the recovery of past due outstanding by taking effective and persistent collection actions against past due account holders. Responsibilities Manage written off portfolio to meet the individual and team performance targets assigned by management Contact Customers to negotiate payment arrangement that will ensure maximum recovery and reduce credit lost for the Bank Review Customers’ profiles and recommend appropriate remedial actions, including legal actions, composite settlement negotiations, recommend for SKIP tracing and/or bankruptcy Deliver excellent quality service to Customers to achieve total Customer satisfaction Resolving and following up on Customer complaints and queries pertaining to areas under his/her responsibility within stipulated timeframe Proactively identifies issues, irregularities and emerging risks, takes swift action to resolve or timely escalate to Team Manger as appropriate Ensuring compliance with Group Policy and Standards, local laws and regulations , control and procedure of the Bank Execute and responsible on operational task such as preparation of letters ( i.e Reminder Letters, Statement of Account, Settlement Letter & etc ), account transactions ( i.e account closure, payment transfer , refund ) Engage in digitalisation and leverage on data analytics to provide contextualised insights, and to improve performance and processes Drive and provide support on continuous improvements and achieve best practices, using Agile Methodology, digital innovation, automation and proactively work toward risk mitigation Work and collaborate with team to achieve team’s goals and performance targets Requirements Degree or Diploma in any related field Preferably at least 3 year of experience in credit collection/ recovery in banking Experience is unsecured litigation would be an added advantage Excellent communication and negotiation skills. Able to manage difficult customers & situations independently Good analytical and decision-making skills Display a high degree of team spirit and professionalism, and able to co-operate in a harmonious and productive manner with team member and stakeholder en Primary Location Singapore-DBS Asia Hub Job Operations Schedule Regular Job Type Full-time Job Posting Sep 5, 2025, 8:00:00 AM #J-18808-Ljbffr
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