Associate Director, Credit Analysis, GS

Overview

Join to apply for the Associate Director, Credit Analysis, GS role at Standard Chartered Singapore .

Job summary: As a successful Analyst within the Global Subsidiaries team, you will provide proactive, comprehensive and timely credit analysis to Relationship Managers and the Credit community. Your daily job would include the following responsibilities.

Responsibilities

• Provide Relationship Managers with client insights in relation to an industry sector, client information and account plans.
• Manage ongoing quality of portfolio, producing exception reports, and review credit extending across the entire portfolio to ensure consistency of approach.
• Educate Relationship Managers on macroeconomic fundamentals impacting their credit portfolio.
• Develop good relationships with clients to understand their banking requirements, structure deals, and gain insights into their business and financials.
• Be engaged in deal origination and execution efforts including providing assistance to Relationship Managers for the same.
• Liaise and manage various product partners, across Parent and client subsidiary locations on account management and origination.
• Evaluate learning around exception cases and share this with other Analysts to help properly capture risk profiles and ensure robust credit analysis.
• Assist Head CA / Relationship Managers / other team members on ad-hoc projects / deals as required.

Ideal Candidate

• Education: Degree in Accounting or Finance & Banking.
• Business communication proficiency.
• 6+ years of experience in Credit Analysis / Risk Management.
• Strong account knowledge, financial analysis skills and banking products knowledge.
• Strong interpersonal and communication skills.
• Ability to manage several ongoing tasks simultaneously.

Role Specific Technical Competencies

• Risk management lifecycle.
• Financial forecasting and modelling.
• Financial and quantitative skills.
• Client due diligence.
• Using client behaviors and preferences to evolve products and services.
• Product knowledge for Markets, Transaction Banking and Corporate Finance.
• Knowledge of the financial services regulatory environment.
• Data analysis and visualisation.
• Ability to work under pressure in a dynamic environment.
• Experience in commodities would be a plus.

About Standard Chartered

We"re an international bank, nimble enough to act, big enough for impact. For more than 170 years, we"ve worked to make a positive difference for our clients, communities, and each other. If you"re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you"ll see how we value difference and advocate inclusion.

Together We

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do.
• Never settle, continuously strive to improve and innovate, keeping things simple and learning from doing well, and not so well.
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term.

What We Offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holidays, totaling 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Wellbeing support through Unmind, development courses for resilience, global Employee Assistance Programme, and various self-help resources.
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to learning opportunities.
• Being part of an inclusive and values-driven organisation that embraces diversity and ensures everyone can realise their full potential.

Recruitment Notes

Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

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