Associate Director, Credit Analysis, GS

Press Tab to Move to Skip to Content Link

Select how often (in days) to receive an alert:

Select how often (in days) to receive an alert:

35174

Corporate & Commercial Banking

Regular Employee

Office - Full Time

24 Jul 2025

Job Summary

As a successful Analyst within the Global Subsidiaries team, you will provide proactive, comprehensive and timely credit analysis to Relationship Managers and the Credit community. Your daily job would include:

• Provide Relationship Managers with client insights in relation to an industry sector, client information and account plans

• Manage ongoing quality of portfolio, producing exception reports, review credit extending across entire portfolio to ensure consistency of approach

• Educate Relationship Managers on macroeconomic fundamentals impacting their credit portfolio

• Develop good relationship with clients to understand their banking requirements, structure deals, and get insights into their business and financials

• Be engaged in deal origination and execution efforts including providing assistance to Relationship Managers for the same

• Liaise and manage various product partners, across Parent and client subsidiary locations on account management and origination

• Evaluate learning around exception cases and seek to share this with other Analysts to help properly capture risk profiles and ensure robust credit analysis

• Assist Head CA / Relationship Managers / other team members on ad-hoc projects / deals etc. as and when required.

RESPONSIBILITIES

Strategy

• Assisting the relationship managers to run the account strategies of Global Subsidiaries Singapore portfolio of clients effectively.

Business

• Assisting the Global Subsidiaries Singapore relationship managers in driving client revenues & meeting revenue return targets for the Business by ensuring effective collaboration across the various internal & external stakeholders on a Business-As-Usual basis.

Processes

• Plays a key role in managing the end-to-end credit application process for Global Subsidiaries Singapore for existing clients as well as new-to-bank clients.

People & Talent

• To contribute to the upskilling agenda of the wider CCIBCC Singapore credit analyst team by training and providing mentorship to the junior credit analysts across CCIBCC Singapore, interns and International Graduates.

Risk Management

• Responsible for identifying, assessing, monitoring, controlling and mitigating potential credit / business risks to the Global Subsidiaries Singapore Deaprtment while driving revenues in collaboration with the relationship managers and various product partners.

Governance

• Awareness and understanding of the regulatory & credit process / policies framework, in which the Group operates, and the regulatory requirements and expectations relevant to the role.

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group's Values and Code of Conduct.

• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.

• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key Stakeholders

• Business heads and relationship managers

• Client management team

• Credit risk team

• Product partners & relevant product risk teams

• Credit Portfolio Management Team

Other Responsibilities

Embed Here for good and Group's brand and values in Global Subsidiaries Singapore; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures

Our Ideal Candidate

• Education Degree in Accounting or Finance & Banking

• Business communication proficiency

• 6+ Years of experience in Credit Analysis / Risk Management

• Account Knowledge , Financial Analysis Skills and banking products Knowledge.

• Strong interpersonal and communication skills

• Ability to manage several ongoing tasks at any one time

Role Specific Technical Competencies

• Risk management lifecycle.

• Financial forecasting and modelling.

• Financial and quantitative skills.

• Client due diligence.

• Using client behaviours and preferences to evolve products and services.

• Product knowledge for Markets, Transaction Banking and Corporate Finance.

• Knowledge of the financial services' regulatory environment.

• Data analysis and visualisation.

• Ability to work under pressure, in a dynamic environment.

• Experience in commodities would be a plus

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thingand are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle,continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together,we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

In line with our Fair Pay Charter,we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance,with flexible and voluntary benefits available in some locations.
• Time-offincluding annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible workingoptions based around home and office locations, with flexible working patterns.
• Proactive wellbeing supportthrough Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills,global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning cultureto support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation,one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

Provider

Description

Enabled

SAP as service provider

• "route" is used for session stickiness
• "careerSiteCompanyId" is used to send the request to the correct data centre
• "JSESSIONID" is placed on the visitor's device during the session so the server can identify the visitor

Description

Enabled

LinkedIn