Manager, AML Financial Crime Risk Management

Description

Position Summary:

To ensure TD identifies and satisfies its anti-money laundering (‘AML’), anti-terrorist financing (‘ATF’), anti-bribery and corruption (‘ABAC’) regulatory and compliance obligations in Europe and the Asia-Pacific region – with a specific mandate for the Asia Pacific regions (Singapore, Hong Kong, Japan and Australia), though, working seamlessly as part of a regional team, ensure consistent AML, ATF & ABAC standards across Head Office, Europe and the Asia-Pacific region. 

Key responsibilities:

Perform regulatory mapping of MAS 626/1014 to the policy and procedures to ensure regulatory requirements are formalized and documented in the relevant procedure manual.

Work with the relevant departments to ensure the identified regulatory gaps are addressed. 

Act as departmental subject matter expert to analyzing AML, ATF and ABAC risk assessment, and liaise with counterparts in other regional FCRM, business and operation teams to continue to refine and enhance the methodologies;

Track and review of AML, ATF, ABAC regulatory change & assist with implementation;

Proactively advise FCRM/GSU/business of new and changed Sanction regulatory and articulate the impact to their processes and controls;

Partner with the regional FCRM/GSU/Business in the development and implementation of appropriate AML/ATF policies, processes and controls;

Provide specialized advice on AML/ATF & Sanction matters affecting the business and business initiatives. Knowledge in trade finance due diligence and advisory;

Conduct AML training for key APAC stakeholders;

Perform AML, ATF, ABAC annual risk assessments for APAC;

Perform the annual planned monitoring and compliance testing on AML, ATF, ABAC activities;

Perform Gifts and Entertainment pre-approval & monitoring process;

Review the AML, ATF, ABAC reporting provided by Head Office supports (FIU, GSU) as part of our oversight of controls performed for the region (e.g. Transaction Monitoring & Sanction Screening);

Approve high risk customers for the APAC region for onboarding and periodic review; and

Actively manage relationships within and across various business lines, FCRM/GSU/FIU and/or control functions and ensure alignment with enterprise and/or regulatory requirements.

Duties and Accountabilities:

Main duties will include but are not restricted to:

Provision of AML, ATF, ABAC regulatory advice to the business on both ad hoc queries and formal change management requests. This role entails having a solid appreciation of AML, ATF, ABAC regulatory risks;

Review of AML, ATF, ABAC regulatory developments with actions logged and tracked;

Execution of AML training programme, to include new hires and annual refresher training, but also other formal and informal training on topical matters, influenced by, for example, AML, ATF, ABAC regulatory change and relevant internal assessments;

Provision of AML input to key projects/initiatives;

Close liaison with the FCRM, Business and Operations Teams across TD Securities;

Key liaison person in assisting internal and external audit requests; and

Perform sundry duties, projects and such other responsibilities as assigned by the manager.

Required Skillsets and Experience:

Degree or Master degree with minimum 5 years of working experiences in AML/Sanctions Regulatory Compliance and advisory.

Specialist level professional role requiring in-depth knowledge / expertise in Asia Pacific AML/ATF regulations and working knowledge of broader related areas.

Provide advanced analysis and/or specialized reporting to support business partners, functional areas or centres of expertise.

Lead projects of moderately complex risks and resource requirements; may lead end-to-end processes or functional programs.

Contact for business management, external/internal auditors, dealing with non-routine information.

Recommend and implement solutions within own area of responsibility.

May need to coordinate / integrate work with other areas as needed.

Identify and lead problem resolution for complex requirements related issues at all levels.

Proficient knowledge of variety of products and services, systems, standards, procedures, laws, rules and regulations.

In the know of current and emerging trends.

Ability to exercise sound judgment in making decisions.

Ability to analyze, organize and prioritize work while meeting multiple deadlines.

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investment we make in our colleagues to help them, and their families achieve their well-being goals. Total Rewards at TD includes a base salary and several other key plans such as health and well-being benefits, including medical coverage, paid time off, career development, and reward and recognition programs.

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.
 
Colleague Development 
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.
 

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.
 

Interview Process 
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation 

If you require an accommodation for the recruitment / interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.