Senior Product Manager

-Job description

**Some careers have more impact than others.**

If you’re looking for a career where you can make a real impression, join HSBC and discover how valued you’ll be. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

Global Payments Solutions is made up of almost 10,000 people, across more than 60 countries. The business is uniquely positioned to help clients make payments across borders, across currencies and regulations, quickly and cost effectively with dedicated in country and regional support. Our expertise in this area is repeatedly recognised by the industry’s most prominent publications and associations with numerous global, regional and country awards.

We are currently seeking a high calibre professional to join our team as a **Senior Product Manager.**

**Principal Responsibilities**
- Global product ownership. Be responsible for the emerging payments and settlement services product portfolio and develop digital currencies and assets propositions
- Value proposition development. Identify and evaluate market trend in emerging payments and digital currencies & asset opportunities, and develop a strategy to realize such opportunities
- New product development and roll out. Develop and commercialize emerging payments and digital currencies & asset propositions with evolving technologies
- Customer and deal solutioning. Lead product solutioning for specific Request for Proposals and bespoke client requirements
- Regulators engagement. Support internal teams and external market participants, including regulators, in relation to consultation, proof-of-concept projects, pilots, and other industry collaborations
- Risk Management and product reviews. Assess and address inherent and residue risks of new emerging payments and digital currencies & assets products
- Marketing and though-leadership. Create and respond to media or marketing opportunities to promote HSBC’s leading position in emerging payments and digital currencies & assets agenda
Requirements
- Client understanding. Robust understanding of the wholesale payment client base, especially with regards to emerging payments and digital currencies & assets requirements
- Emerging payments landscape. Keen appreciation and insights of digital currencies & assets market trends, competition offerings, potential disruptors, and evolving regulations and technologies
- Technology savvy. Good knowledge of technologies including DLT, Blockchain, DeFi, AI/ML that drive new payment systems, digital central bank moneys, crypto currencies and digital asset platforms. Implementation experiences in one or more areas in API, distributed ledger technologies, and machine learning in a transaction banking context is a strong advantage
- Industry and market standards. In depth understanding on industry standards, settlement message type and format used for B2B payments and wholesale settlement, including SWIFT, CLS and various PvP and DVP settlement models. Familiarity with various settlement mechanisms for financial market products also an advantage
- Excellent interpersonal skills. Ability to effectively work in a diverse and multicultural team with remote working arrangement. Effective communicator across all levels, functional groups and geographies
- Relevant experiences. Minimum 10 years of experience in B2B/Wholesale Payments, Cash Management, or Transaction Banking required. Additional experience gained from DeFi, digital currencies & assets, central banks, stock and securities exchanges, fintechs, and wallet or card scheme settlement would be an advantage
- Language proficiencies. Must have excellent English verbal and written communication skills, mastery of one or more Asian languages would be an advantage

**You’ll achieve more when you join HSBC.**

Issued by The Hongkong and Shanghai Banking Corporation Limited.