Associate, Credit Risk Operations
16 hours ago
**About Airwallex**
Airwallex is the only unified payments and financial platform for global businesses. Powered by our unique combination of proprietary infrastructure and software, we empower over 100,000 businesses worldwide - including Brex, Rippling, Navan, Qantas, SHEIN and many more - with fully integrated solutions to manage everything from business accounts, payments, spend management and treasury, to embedded finance at a global scale.
Proudly founded in Melbourne, we have a team of over 1,500 of the brightest and most innovative people in tech located across more than 20 offices across the globe. Valued at US$5.6 billion and backed by world-leading investors including Sequoia, Lone Pine, Greenoaks, DST Global, Salesforce Ventures and Mastercard, Airwallex is leading the charge in building the global payments and financial platform of the future. If you're ready to do the most ambitious work of your career, join us.
**The Role**:
As an Associate, Credit Risk Operations, you will be conducting credit risk reviews of Airwallex’s clients within a team environment. The team works collaboratively with merchants, business development teams, transaction risk analysts, compliance and legal departments to support growth objectives while mitigating and managing risk
**Responsibilities**:
- Assess merchant’s credibility in both onboarding and monitoring workflows, by verifying and analyzing merchant’s business information and financial statements.-
- Provide tailored credit risk recommendations that mitigate Airwallex’s exposure while facilitating partner company growthDeliver insights to support key business decisions ranging from onboarding strategies to pricing analysis and product launches-
- Lead process improvements to help the team deliver on key performance indicators and meet service level agreements-
- Provide feedback on data, tools, 3rd party vendors etc. for continuous ops efficiency improvement, along with on-going enhancements of policies and procedures.**Qualifications**:
- 5 years of relevant experience with knowledge of commercial credit underwriting, financial statement analysis, and cash flow forecasting-
- Knowledge of merchant acquiring services and the payment processing industry-
- Effective communication skills; attention to detail-
- Be a team player, with strong interpersonal and communication skills, both written and verbal-
- Be highly curious and thoughtful - a proactive self-starter with a sense of urgency and bias for action, under a fast-paced environment-
- Be comfortable with complex data and analytics to draw meaningful insights. SQL is a plus, but not essential.**Equal opportunity**
Airwallex is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Airwallex is considered based on merit, qualifications, competence and talent. We don’t regard color, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status when making our hiring decisions. If you have a disability or special need that requires accommodation, please let us know.
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