Head of Aml Compliance, Instantiapay

Act as Head of Compliance and AML/CFT Compliance Officer for Singapore office.
- Act as a key member of the Compliance Committee.
- Oversees the development and implementation of compliance framework including the compliance policies and AML/CFT Policy in the SG business.
- Establish and maintain an appropriate system of internal control with regard to the scope, scale, nature and complexity of the risks faced by the company.
- Foster a compliance culture at the company, promote the compliance and risk awareness of every employee.
- Arrange and track the compliance training for every employee in the SG.
- Support the business with compliance advisory, clarifying and explaining the regulatory requirements.
- Carry out Risk Assessment for money laundering and terrorism financing risks. Assess inherent risks, control efficacy, residual risk and recommend appropriate mitigation actions across all regions globally.
- Ensure the alignment and implementation of the company policies and procedures across the group in all regions globally.
- As the contact person with the regulators for the company and to ensure company registration detail with the regular are up to date.
- Review customer files and approve the opening and maintaining of existing customer relationships.
- Responsible for investigation of potential suspicious activities and submitting suspicious activity reports to local regulators.
- Perform regular compliance controls testing and assess the effectiveness of the controls as well as deciding whether new controls or remediation is required.
- Prepare and maintain annual compliance plan and follow up on the actions in the plan.
- Perform periodic regular review of existing policies and procedures as to ensure they are effective and up to date and compliance with current regulations and guidelines.
- Maintain and manage the compliance registers including gifts and entertainment, conflicts of interest, breach reporting and complaint registers.

**Yêu cầu**:
**Required Qualifiications, Skills and competencies**
- Minimum six years of Compliance experience in financial institutions/local regulators;
- Strong knowledge and experience in managing local regulatory requirements;
- Working knowledge and experience with the regulatory requirements and obligations in the SG for FX and/or remittance business;
- Deep understanding of the regulatory environment and best practices in the SG;
- Knowledge of international Compliance regulations and international practices is highly regarded;
- Ability to research laws and regulations and provide advice on the applicability within a given environment;
- Excellent detailed-oriented skill set;
- Positive attitude towards colleagues and the organisation to ensure seamless communication;
- Good knowledge of local and international Economic Sanctions laws and regulations;
- Knowledge of the AML/CFT regime in SG with exposures to requirements such as KYC, reporting, Sanctions risks and Anti-Bribery and corruption regulations;
- Strong analytical and problem-solving capabilities;
- Ability to synthetize large volume of information and identify key issues;
- Educated to degree level and professional certification in compliance;
- Ability to work under pressure;
- Good command of Microsoft Office.

**Duties outside Normal Responsibilities**
- Work with people based in different locations within the company group
- It is expected that all members of Instantia are to help where required regardless of the department, role or experience
- This role may be required to help with Junior and basic compliance tasks where required
- This role may be required to help with other aspects of the business as we build and grow