Credit Underwriting and Portfolio Management, Sme

2 days ago

Singapore MariBank Full time

**Responsibilities**:

- Set up and oversee procedures for daily credit operations, work with operation teams to manage day-to-day matters arising from SME loan onboarding and portfolio monitoring
- Formulate credit risk management framework to ensure the SME & Retail loan portfolio stay within the banks’ risk appetite and comply with regulation.
- Develop and maintain credit policies and procedures; Manage timelines of Product Program and Credit policy renewal.
- Work with stakeholders for development of product programs and test programs to support new business and product launches and ensure compliance with applicable credit policies and processes.
- Develop and maintain loan origination and portfolio management policies for SME and retail lending products including underwriting rules, limit assignment and risk-based pricing etc.
- Perform periodic monitoring of risk profiles, concentrations, and economic / industry / regulatory development.
- Conduct portfolio performance analysis and make recommendations on credit risk actions when necessary to ensure that sound portfolio quality.
- Participate in credit portfolio stress testing on regular basis to fulfil both internal and regulatory requirements.
- Responsible to work with business and collection teams to implement industry wide or internal relief programs when required.
- Work closely with business team, development, and other functions on new initiatives as necessary.
- Be a back-up for the large corporate and Treasury credit analyst

**Requirements**:

- Bachelor’s degree or above in Business, Finance or Statistics.
- Familiar with MAS regulations such as MAS Notice 635, 656, 612, MAS Guideline on Risk Management Practices
- Analytical mindset, good communication and presentation skills
- Meticulous and self-driven to produce end results.
- Good knowledge on credit risk / collections scorecard.
- Knowledge of portfolio monitoring techniques & tools e.g. MS PPT, PySpark/SQL is a plus
- Knowledge of PowerCurve Strategy Management (or equivalent decision engine) is plus.

  • Sme Credit Risk Manager

    2 days ago

    Singapore GXS Bank Full time

    **About GXS Bank**: We are living in dynamic times. Technology is reshaping how we live, and we want to use it to redefine how financial services are offered. GXS Bank is a forward-thinking financial institution that aims to provide innovative solutions to our customers. We believe in the power of technology and data to drive financial inclusion and create a...

  • Vp, Credit Risk Manager, Midcap/sme Credit

    2 weeks ago

    Singapore DBS Bank Full time

    Business FunctionIBG Credit works closely with IBG to manage our risk exposure by balancing business’ objective to maximise returns against acceptable risk profile. MidCap/SME Credit partners origination teams in Midcap/SME segments to provide a whole suite of financing and hedging solutions to our customers. To manage risks effectively and run a...

  • Senior Credit Underwriter

    5 days ago

    Singapore Reap Limited Full time

      The Client: An established fintech company in the trade finance sector What can the client offer? A chance to work in an innovative fintech company and explore exciting opportunities for growth. A vibrant, multicultural environment that values diversity and collaboration. A career in shaping impactful compliance and operational risk strategies that make a...

  • Senior Sme Credit Risk Specialist

    2 days ago

    Singapore GXS Bank Full time

    **About GXS Bank**: We are living in dynamic times. Technology is reshaping how we live, and we want to use it to redefine how financial services are offered. GXS Bank is a forward-thinking financial institution that aims to provide innovative solutions to our customers. We believe in the power of technology and data to drive financial inclusion and create a...

  • Credit Risk Underwriter

    2 days ago

    Singapore Reap Limited Full time

    Credit Risk Underwriter (Mid-Senior Level)Credit Risk Underwriter (Mid-Senior Level) Reap Limited Singapore Apply now Posted 1 day ago In-Office Job Permanent Competitive Credit Risk Underwriter (Mid-Senior Level) Reap Limited Singapore Apply now Join an established fintech company as a Credit Risk Underwriter. You will develop and oversee a credit risk...

  • Senior Underwriter, Retail

    1 week ago

    Singapore QBE Insurance Group Full time

    Senior Underwriter, Retail & SME page is loaded## Senior Underwriter, Retail & SMElocations: HKG - Quarry Baytime type: Full timeposted on: Posted Todayjob requisition id: # # **Primary Details**Time Type: Full timeWorker Type: EmployeeResponsible to write SME & Retail products across multiple brokers and key brokers; support underwriting activities and...

  • Business Development Manager

    2 weeks ago

    Singapore XINGANG INVESTMENT PTE. LTD. Full time

    Build and maintain relationships with small and medium-sized enterprise (SME) clients, understanding their financing needs and business objectives. - Act as the main point of contact for SME clients, addressing inquiries, concerns, and requests promptly and effectively. - Develop a deep understanding of clients' businesses, industries, and market dynamics to...

  • Corporate Loans Relationship Manager[SME Loan experience/commercial banking, SME lending, or re[...]

    2 days ago

    Singapore Linkedcorp HR Consultancy Full time

    Job Description & Requirements Build and maintain relationships with small and medium-sized enterprises (SME) clients, understanding their financing needs and business objectives. Act as the main point of contact for SME clients, addressing inquiries, concerns, and requests promptly and effectively. Develop a deep understanding of clients' businesses,...

  • Relationship Manager

    1 week ago

    Singapore Dynamic Human Capital Pte Ltd Full time

    Roles & Responsibilities Build and maintain relationships with small and medium-sized enterprise (SME) clients, understanding their financing needs and business objectives. Act as the main point of contact for SME clients, addressing inquiries, concerns, and requests promptly and effectively. Develop a deep understanding of clients' businesses, industries,...

  • Business Development Manager

    4 days ago

    Singapore PASONA SINGAPORE PTE. LTD. Full time

    Job title: Business Development Manager (SME Loans) - Job ID: 19486 -CK Location: Central Responsibilities Build and maintain relationships with small and medium‐sized enterprise (SME) clients, understanding their financing needs and business objectives. Act as the main point of contact for SME clients, addressing inquiries, concerns, and requests promptly...