Product Manager
17 hours ago
**Responsibilities:
- Understand the needs of corporate clients on Accounts and Deposits products and develop corporate products and services according to the clients' needs.
- Develop and execute product/ pricing strategy to drive adoption and utilization of products such as Corporate Accounts, Time Deposits and Green Deposits.
- Establish and execute key internal policies and operating procedures for accounts and deposits products.
- Optimize corporate account opening processes as well as the review of account opening forms.
- Assist in developing sales and marketing materials to promote accounts and deposits products.
- Work with Cash Management Sales and Relationship Managers on sales pitches, Request For Proposals (RFP), through providing timely advisory, solutioning and implementation.
- Liaise with BOC Head Office on the management of end-to-end development and roll-out of new or enhanced product capabilities.
- Participate UAT for products related to accounts and deposits.
- Maintain and update product roadmap, with inputs from delivery, project teams, and IT.
- Prepare internal and external reports on deposits products e.g. SDIC reporting.
- Work with various internal functional teams such as Business Units, IT, Legal & Compliance and Operation to effectively plan and execute product development and implementation.
- Attend to day-to-day product related matters such as reporting, training, legal documentation, client service support, product review, risk assessments, operational issues and audit, etc.
- Identify and streamline implementation processes to improve operational efficiency and customer experience.
- Identify opportunities for new innovative solutions through clear understanding of competitive landscape, emerging technological trends and needs of customers.
**Requirements**:
- A recognized University Degree or professional qualifications.
- At least 5 years experience in Accounts and Deposits in financial institutions.
- Familiar with corporate account opening processes and internal banking systems.
- Strong understanding of banking regulations and compliance requirements related to accounts, deposit products.
- Possess strong data analytical skills and project management skills
- Effectively bilingual in English and Chinese so as to communicate effectively with our China counterpart and Chinese-speaking customers.
- Excellent interpersonal, communication and presentation skills to manage various stakeholders.
- Knowledge in Green Deposits, Digital Account opening, ESG trends, APIs or payment integrations, will be a plus.
- Positive Attitude, resourceful, independent individual with the ability to multi-task.
- Strong sense of responsibility/ ownership and effective in execution.
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