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**Responsibilities**: - Assist the Transactor with the Credit Greenlight memos (as applicable) - Full credit underwriting with appropriate risk return characteristics based on Citi's Credit and Product Standards, policies and procedures. - Preparation of Credit Applications ensuring accuracy and completeness of data - Financial Analysis including cash flow statements - Collateral Evaluation covering Commercial Real Estate, Art, Aircraft and other asset classes - Preparing and negotiating credit documentation for facilities, including liaison with internal and external legal counsel, as required, as well as undertaking the annual review of documentation - Preparing and reviewing facility covenants - Assisting in Portfolio Management, including Annual Credit Reviews, covenant monitoring and compliance, waivers and extensions and all related system maintenance with the Data Management Teams. - Problem Recognition and assisting with classified loans remedial management **Qualifications**: - 6-10 years of experience - Strong and proven analytical, financial structuring and execution skills - Experience as a credit officer - Strong knowledge of Citibank’s Credit Policies, Product Programs and Citi Policies - An in depth knowledge and understanding of Financial Analysis including Financial and cash flow modelling - Excellent communication (written and verbal) and interpersonal skills - Good negotiation skills - Strong initiative and interactive approach to problem solving - Displays flexibility and independence in a demanding environment - Team Player **Education**: - Bachelor's/University degree, Master's degree preferred This is a 1st Line of Defence job role and works closely with the Business Partners in Lending and Client Management. - **Job Family Group**: Private Client Product Services - **Job Family**: IF Lending Generalist - **Time Type**: Full time - Citi is an equal opportunity and affirmative action employer. Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. View the "**EEO is the Law**" poster. View the **EEO is the Law Supplement**. View the **EEO Policy Statement**. View the **Pay Transparency Posting
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