Managing Director, International Credit Division

**Purpose of Role**

The primary responsibility of this position is to manage the Singapore-based credit team to ensure sound credit portfolio as well as robust risk management framework in the organization. This role includes making credit decisions for credit transactions for the bank’s global customers, primarily based in APAC. Furthermore, this position entails liaising with the global headquarter in Tokyo and key stakeholders in other regions.

**Main Responsibilities**

Strategic
- Collaborate with senior leadership to set goals and plan for the credit function
- Steer and execute strategic planning initiatives and enhance the governance within the credit function, manage global and regional related projects
- Engage Business stakeholders to shape strategy & business direction so it operates within risk appetite
- Review & oversight of ICD credit portfolio, influencing and shaping capital allocation, credit quality and concentrations

Financial
- Drive and support efficiency and simplification initiatives to reduce cost to serve and strengthen risk management
- Ensure the personnel/cost management comply to the allocated division budget

Customer
- Collaborate with other departments and stakeholders to resolve credit-related issues
- Work with Research team to obtain information, where necessary, to understand the customer and the market.
- Work in partnership with Credit Administration and Credit Planning to get clarification of policy related issues and check that covenant checks are in compliance with the Bank’s requirements.
- Work in partnership with Tokyo Head Office and Regional Stakeholders on resource management for the division.

People
- Lead, coach, and mentor team members, ensuring they receive appropriate training and development.
- Identify Team training needs and support the design and delivery of training within ICD and to the Business
- Coach Team members to develop staff skills, competencies and behaviors
- Continually enhance staff and Team capabilities in line with ICD Ideology and build future talent

Control/Others
- Oversee the credit screening process to ensure clients' financial stability and minimize risks
- Develop and implement comprehensive credit risk policies and procedures
- Supervise planning activities and monitor the progress of various projects and initiatives
- Resolve issues identified by internal audits and external regulators

**Job Requirements**
- Bachelor Degree qualified
- Minimum 15 years of working experience in the financial industry with, 5 years of working experience in risk management and credit assessment, managing credit portfolios and formulating credit policies
- Proficient knowledge of international affairs, local politics, economics, and societal issues
- Outstanding analytical and critical thinking skills
- Possess deep insight and high ethical standards as a credit manager in the global field
- Strong business acumen, decisive, with a high tolerance for stress
- Exceptional leadership skills with the ability to manage a diversified team of 30
- High interpersonal skills, able to effectively communicate with multiple stakeholders
- Strong project management skills to lead global projects and execute multiple initiatives
- Capability to collaborate with and negotiate between our global headquarters and key stakeholders
- Extensive experience in dealing with regulatory authorities at both local and global levels
- Proficient knowledge of commercial customs and legal regulations within APAC
- Experience in business promotion covering global clients in APAC
- Strong strategic planning skills
- Communication and interpersonal skills to influence stakeholders
- Strong management, coaching, mentoring and leadership skills to lead the team
- Sound decision-making skills, with a focus on risk and business operation
- Proficient in both written and spoken Japanese to effectively communicate with Japanese stakeholders and senior management in Tokyo Head Office
- Knowledge in regulatory requirements from JFSA (Japanese Financial Services Agency) would be advantageous