Aml Compliance Manager

About Atome Financial
- Headquartered in Singapore, Atome Financial is a consumer business unit under Advance Intelligence Group. The products under Atome Financial include:

- Atome: A leading buy now pay later brand in Asia Pacific which is currently present in 10 markets and partners over 15,000+ top retailers. Key merchant partners include ZALORA, Sephora, Agoda, SHEIN and Zara.
- Kredit Pintar: One of Indonesia's top digital lending apps, regulated and supervised by Indonesia's Financial Services Authority (OJK). Over 10 million downloads, 2 million customer reviews and with a 4.4-star rating on Google Play Store.
- As part of the Advance Intelligence Group, a Series-D company and ranked No. 1 on LinkedIn's 2021 Top Startups List in Singapore with over 2,000+ staff worldwide, we are united by a shared vision and purpose: to Advance with Intelligence for a Better Life-for our customers, colleagues and communities.
- Our culture is built on values that are core to who we are and what we stand for:We foster an
**INNOVATION** mindset
-We achieve results with
**EFFICIENCY** and excellence
-We take pride in the
**QUALITY** of our work
-We uphold
**INTEGRITY** in all we do
-We embrace
**COLLABORATION** to work across business lines and borders

Atome is the region's leading Buy-Now-Pay-Later service provider, with presence spanning the Asia-Pacific in jurisdictions such as Singapore, Malaysia, Hong Kong, Vietnam, Indonesia and Greater China with plans to expand further.

Atome's Regulatory Compliance team ensures all regulated subsidiaries are compliant with financial regulations across all regulatory disciplines. We are a functionally integrated team comprising (1) Policy writing, reporting, and enforcement (2) Investigations and Ongoing Surveillance (3) Regulatory Change Management. The team is also responsible for the development and maintenance of relationships with regulators.

We are looking for a AML Compliance Manager with a thematic focus on regulatory payment compliance and affairs in Singapore to work within the Compliance function.

**Roles and Responsibilities**:
As the AML Compliance Manager for Atome Singapore, you will:

- Draft, implement and enforce policies relating to regulatory compliance;
- Respond and liaise with the MAS and other government bodies for the purposes of licensing and regular day to day correspondence;
- Render regulatory compliance advice on all aspects of compliance, including but not limited to AML, Conduct, Outsourcing, Business Continuity, Mandatory Reporting and Disclosure requirements et al;
- Work collaboratively with stakeholders across the organization such as Legal, Operations, Product, to ensure regulatory obligations are communicated and met;
- Formulate and maintain the Regulatory Obligations Register for Atome Singapore, and monitor the level of Compliance on an ongoing basis;
- Communicate the overall posture of Compliance by way of presentation decks at established senior management meetings;
- Develop a robust Compliance Escalation Breach Handling system where compliance breaches are escalated and remediated expeditiously;
- Develop a robust Regulatory Change framework to address new emerging regulations and conduct stakeholder outreach sessions to ensure stakeholders are cognizant of such new developments;
- Conduct risk assessments across functions to determine the level of compliance with regulatory obligations;
- Lead audits, both internal and external and ensure gaps identified are remediated promptly;
- Identify areas of improvement relating to compliance processes and drive transformation projects to achieve best-in-class compliance practice (s);
- Develop training materials relating to regulatory compliance obligations; and
- Assist the Head of Compliance on all matters as directed.

**Qualifications**:

- You will ideally have a minimum of 7 years experience in a regulatory function within a financial institution, such as a well-established payments company or regulator;
- Significant experience managing engagements with multiple stakeholders, both internally and externally with regulators;
- Possess exceptional business partnering skills to drive and influence Compliance objectives;
- Experience developing or driving Compliance programs for a regulated entity;
- Deep familiarity with the Payment Services Act and all subsidiary Notices and Guidelines;
- Possess a numerical disposition, as you are required to leverage data to help you form compelling use-cases to influence Compliance objectives;
- Proven ability to work and multi-task under pressure, with the ability to pivot quickly to changing situations in complex environments;
- Possess a deep sense of personal initiative to drive complex Compliance projects to completion;
- Mastery of prose in relation to policy writing and an articulate communicator; and
- The ability to work cohesively with stakeholders.

**Good to haves**:

- Certification from the ACAMs or other accreditation bodies;