Associate Commercial Analyst

24 hours ago

Downtown Tanjong Pagar, Singapore Red Dot Payment Pte Ltd Full time $80,000 - $120,000 per year

The Business Finance Analyst plays a critical role in supporting financial planning, performance management, forecasting, pricing analysis, and operational efficiency. The role requires strong analytical capability, clear communication, and a structured approach to financial modelling and stakeholder engagement. This position partners closely with business units to translate financial insights into meaningful recommendations that support decision-making and drive commercial outcomes.

Key Responsibilities

Pricing & Commercial Support

  • Review and assess pricing proposals to ensure commercial alignment, profitability, and sustainability.
  • Partner with commercial teams to evaluate deal structures and pricing scenarios.
  • Ensure pricing decisions reflect financial policies, assumptions, and strategic direction.

Financial Analysis & Reporting

  • Develop, maintain, and improve financial models to support business planning, forecasting, and strategic analysis.
  • Prepare monthly and quarterly financial reports, dashboards, and insights to support leadership review and business visibility.
  • Conduct variance analysis against budget, forecast, and prior periods; identify key drivers and quantify material impacts.
  • Support other analysis or finance-related projects

Performance Management

  • Support short- and long-term planning cycles (budget, outlooks, rolling forecasts).
  • Track key performance indicators (KPIs) across business units and assist in establishing benchmarks.
  • Evaluate trends and financial performance against targets to recommend corrective actions.

Business Partnering & Cross-Functional Collaboration

  • Engage with internal stakeholders (Commercial, Operations, Product, Finance) to understand business drivers and validate financial assumptions.
  • Translate complex analysis into clear, concise insights tailored to the audience.
  • Contribute recommendations that balance financial impact, operational feasibility, and customer considerations.

Process & Reporting Improvements

  • Identify opportunities to streamline reporting and automate manual work through tools, templates, and dashboards.
  • Drive consistency, standardization, and accuracy in financial data and reporting models.

Required Skills & Qualifications

  • Bachelor's degree in Finance, Accounting, Economics, Mathematics, Business, or equivalent experience. Preferably with experience in statistical analysis and financial forecasting
  • Strong analytical mindset with the ability to translate data into meaningful insights.
  • Proficient in Microsoft Excel (Pivot Table/Charts, Macros/VBA, Dynamic Formulas and Arrays); SQL exposure and experience with dashboards or BI tools is a plus.
  • Meticulous in detailed work with the ability to work under pressure, prioritize effectively, and deliver to deadlines.

Success Attributes

  • Proactive, resourceful, solution-oriented, and takes initiative.
  • Able to balance speed and quality of work, adapting to business priorities.
  • Demonstrates ownership, accountability, and willingness to continuously improve.
  • Communicates clearly and constructively, both verbally and in writing.
  • Good teamwork; Collaborates effectively while maintaining independence and judgment in analysis.

This role is ideal for someone who is curious, analytical, and motivated to contribute meaningful insights that help shape business performance. While technical capability is important, how the work is delivered — clarity, professionalism, collaboration, and follow-through — is equally valued. We welcome individuals who take pride not only in what they deliver, but also how they deliver it.

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