Credit Risk Analyst
17 hours ago
Credit Risk Analyst (Top MNC, Career Growth, Great Employee Benefits)
We are looking for a Credit Risk Analyst to join our fast-growing Fintech team You will play a key role in managing and driving credit risk strategy for the Singapore market.
- Leading MNC
- Fintech industry
- Attractive Employee Welfare & Benefits
- Career Growth & Progression Opportunities
- Office hours
- Central, convenient location with company bus provided from the MRT
Job Description:
- Constantly monitor portfolio risk reports and effectively use the reports to identify potential opportunities to enhance efficiency of credit programs and processes
- Conceptualizing and designing innovative (and in most cases industry leading) underwriting & account management strategies and will work closely with the vertical & Business unit
- Optimize underwriting and customer portfolio management risk policies through use of analytics and strategies
- Assist business decisions through acquisitions targeting and profitability analysis
- To provide regular credit risk evaluation and advisory to country risk teams and key stakeholders
- Understand and implement the best lending practices in the market and to embed successful acquisition strategies
- Work with credit decisioning engine team to implement policy changes, i.e., requirement walkthrough, UAT, post implementation monitoring, etc
- Assist product and credit programs, including the review / estimation of risk parameters, product pricing, product structure and regulatory requirements
Requirements:
- Degree in Statistics, Mathematics, Economics
- At least 2 years of work experience in Credit Underwriting, MIS Reporting, Risk policy and/or Data analytics
- Knowledge in Banking customer's credit life cycle including origination and portfolio management
- Prior hands on experience on Python and/or SQL
EA Personnel Name: Leah Ho
EA Personnel No: R
EA License No: 04C3537
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