Analyst, Credit Risk Management

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Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

Job Overview
As a regional Credit Risk Management Analyst based in Singapore, you will become an integral member of a dedicated team focused on supporting the effective use of the Global Credit Application & Rating System (G-CARS) across APAC countries. Your day-to-day responsibilities will involve responding promptly to queries from both regional divisions and overseas
branches, ensuring that all users have the knowledge they need to navigate G-CARS confidently. You will take ownership of delivering training sessions as well as crafting informative newsletters that keep stakeholders updated on system developments. In addition to providing frontline support, you will play an active role in identifying potential enhancements for G-CARS and participating in projects that drive continuous improvement of the system.

Job Responsibilities:

• Timely support the regional divisions and overseas branches on queries related to Global Credit Application & Rating System (G-CARS).

• Deliver education on G-CARS through structured training sessions or informative newsletters, helping colleagues build confidence in using the system effectively.

• Suggest necessary enhancement to G-CARS and participate in the G-CARS

• enhancement project and G-CARS related project. Contribute insights, share user requirements and system functionality and support the implementation of new features or updates within G-CARS by assisting with user acceptance testing UAT) and feedback collection.

• Prepare summarized reports on the status and trend of credit policy and underwriting guidelines exceptions on a periodical basis using G-CARS data.

• Prepare underwriting guidelines exception reports to assess breaches to predefined thresholds on a periodically basis.

• Collaborate with cross-functional teams to ensure accurate data collection, analysis, and reporting processes are maintained for relevant credit risk activities.

• Maintain up-to-date documentation on processes, procedures, and best practices related to relevant credit risk reporting and system usage.

• Foster positive working relationships across departments by communicating findings clearly and responding promptly to requests for information.

• Explore utilization of AI-based tools/systems to manage queries to foster sustainable and user-friendly support for G-CARS users.

Job Requirements:

• Candidates with at least 1 year experience in the banking/FI industry would be an advantage.

• Good conceptual understanding of credit risk management, credit policies and

• processes, and credit rating and application system.

• Good knowledge of the banking industry's products and services and its regulations.

• Basic knowledge of credit analysis. Some experience in credit analyst role is a plus.

• Good communication and writing skills in English.

• Bachelor Degree in the relevant field.

We regret to inform that only shortlisted applicants will be notified.

Mitsubishi UFJ Financial Group (MUFG) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender.