Credit Portfolio Management Intern

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

Credit Portfolio Management Intern

Internship Period: 12 January 2026 – 31 July 2026

Job Description:

The intern will have the opportunity to work closely with the various teams and collaborate across a wide range of stakeholders in the business units of MUFG Singapore. The intern is expected to support strategic initiatives at a regional level, across loan portfolio strategy, credit management, distribution strategy, and risk appetite design of the credit portfolio comprising Non-Japanese clients in Asia Pacific excluding Japan. This internship offers a unique opportunity to gain hands-on experience in cross-functional collaboration, portfolio management, data analysis, and strategic planning in a dynamic international banking environment.

Key Responsibilities include:

•    Supporting data analysis and strategy development for the hold-to-maturity loan portfolio, including capital allocation modelling and profitability tracking.

•    Assisting in the implementation of frameworks to mitigate credit risk of the portfolio including monitoring market and assessment of credit and concentration risks.

•    Providing support in the approval process for loan distribution and the credit insurance product as a risk mitigation tool to assess profitability and returns on capital. Engaging with the credit insurance market in the discussion, negotiation and binding of transactions.

•    Designing and monitoring of loan distribution strategies, including KPI and performance tracking.

•    Preparing reports and strategic recommendations for managements across multiple business areas.

•    Collaborating with regional teams, branches, credit offices, and data analytics groups to ensure alignment and execution of strategic initiatives.

Job Requirements:

•    Currently pursuing a degree in Finance, Economics, Business, Data Analytics, or a related field.

•    Strong analytical and quantitative skills with attention to detail.

•    Proficiency in Microsoft Excel; familiarity with financial modelling and data visualization tools is a plus.

•    Excellent communication and organizational skills.

•    Ability to work independently and collaboratively in a fast-paced environment.

•    Interest in credit risk, portfolio strategy, and international banking operations.

IMPORTANT NOTE 

1.    Interested applicants will be required to submit CV and Cover Letter
2.    Please submit your details via our early careers website at Careers )
3.    Do note that only shortlisted applicants will be notified 

This internship role is based in Singapore. It is open to Singaporean and PR students only. In Singapore, MUFG internship partners include National University of Singapore, Nanyang Technological University, Singapore Management University, Singapore University of Technology and Design (SUTD) and Singapore University of Social Sciences (SUSS).

Mitsubishi UFJ Financial Group (MUFG) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender.