AVP Credit and Portfolio Management

3 days ago Be among the first 25 applicants About IIX Impact Investment Exchange (IIX) is a pioneer in impact investing, dedicated to reshaping finance for sustainable development. Over the past 15+ years, IIX has built the sustainable investing market through: Capital Mobilization - Including the Women's Livelihood Bond Series (6 listed bonds and growing). Enterprise Technical Assistance - Supporting impact enterprises across Asia, Africa, and the Pacific. Data & Impact Measurement - Leveraging IIX Values , an impact verification tech solution. Global Advocacy & Innovation - Such as the Orange Movement, which integrates gender equality and climate action in financial markets. Our Impact Mobilized nearly $500M in private sector capital Positively impacted over 160 million lives Avoided over 1.9 million metric tons of carbon Collected over 90,000+ data points on sustainable MSMEs In 2024, IIX launched IIX Intelligence , a global data hub evaluating gender diversity, ESG, and climate action among MSMEs. Our work has been recognized by accolades such as the Oslo Business for Peace Award and the UN Global Climate Action Award . About The Role IIX seeks an experienced AVP, Credit Portfolio Management who will support the credit process for IIX's lending products, including its existing and future Women's Livelihood Bond loan portfolios. The successful candidate will be involved in both monitoring the performance of existing loan portfolios for outstanding bond instruments and identifying and analyzing prospective new borrowers as IIX expands its lending activities. Monitoring activities will include liaising with borrowers to monitor financial performance and compliance with covenants as well as the preparation of quarterly and annual financial reports for submission to investors and program partners. The candidate will track and assess the borrowers' performance and share accurate results and frequent progress updates with investors and partners. This individual is part of the first line of defense in identifying and mitigating the obligor's risk in existing and proposed debt products. Credit analysis related to new lending activities will include helping to identify potential borrowers - including microfinance institutions and other high impact enterprises in the region - and analyzing these potential borrowers based on IIX's lending criteria. The individual will work directly with teammates in the Innovative Finance team to drive credit analysis, underwriting of credit exposure, and active risk management of the credit portfolio. This individual will provide subject matter expertise and manage the overall delivery of lending products to assigned clients. Key Responsibilities Corporate Credit & Financial Analysis Strong ability to assess financial statements, cash flows, debt servicing capacity, and risk factors for corporate borrowers. Understanding of loan structuring, financial covenants and conditions, and repayment risk. Macroeconomic Insight Ability to assess economic and industry trends impacting borrower risk. Portfolio Monitoring & Risk Management Monitor borrower performance, compliance with covenants and conditions, and early warning indicators. Identify risks and recommend appropriate mitigation strategies. Track and assess borrower performance; provide accurate and timely updates to investors and partners. Liaise with borrowers to monitor financial performance. Prepare quarterly and annual reports for submission to stakeholders. Play a key role as part of the first line of defense for risk mitigation in debt products. Credit Analysis & Underwriting Identify potential borrowers (e.g., microfinance institutions and high impact enterprises). Analyze prospects in line with IIX's lending criteria. Conduct underwriting of credit exposures.Support desk due diligence, financial modelling, deal structuring, documentation, and transaction closure. Collaborate with the Innovative Finance team to drive underwriting and credit risk management. Excel & Financial Modelling Proficiency in Excel (Index Match, VLOOKUP, pivot tables, basic modelling) for financial analysis. Reporting & Communication Prepare credit appraisal reports, credit assessments, portfolio and borrower updates, and ad hoc reports. Present credit and credit risk findings clearly and persuasively, both in writing and verbally. Stakeholder Management Work directly with the Innovative Finance team on credit and risk matters. Provide subject matter expertise and manage delivery of lending products to assigned clients. Strong interpersonal and client facing communication skills. Attention to Detail Ability to identify data inconsistencies and verification issues. Candidates with corporate credit risk, financial analysis, and portfolio monitoring experience will thrive in this role. KPI (Key Performance Indicators) Analyze financial and impact information and reports relating to borrowers and potential borrowers; Analyze current and past financial data; review current financial performance and identify trends; Craft investment rationale and draft investment proposals for the investment committee; Monitor and interpret economic, market, and sector fundamentals, risks, and opportunities; Provide transaction support on transactions including support on desk due diligence, financial analysis, deal structuring, documentation, and transaction closure; Monitoring of WLB portfolio investments as well as markets in which they are operating;Provide day to day operations support for credit risk management and transaction management; Provide support in the active origination and screening of potential borrowers for the WLB portfolios. Preferred Qualifications Education Bachelor's degree required; MBA or Master's degree, CFA is a plus. Experience Minimum 3 years in corporate credit assessment within a lending institution (not retail/credit cards); SME lending experience is a plus. Market Exposure Experience in emerging markets (Asia / Africa) is a plus. Time spent in developing countries is an advantage. International development and/or impact enterprise or MFI experience.Academic or professional experience with IIX sector specializations (including renewable energy, sustainable agriculture, inclusive finance, technology access, rural healthcare services, education). Fluency or proficiency in one or more regional languages. Start Date Immediate Location Singapore, Indonesia or Philippines Why Join IIX? Hands on exposure to impact investing and sustainable finance Opportunity to drive global change in gender equality and climate action Fast track professional growth with training, mentorship, and leadership opportunities Work with leading institutions - from UN agencies to top financial institutions At IIX, we look for individuals who are: Passionate - Dedicated to impact investing and social finance Resilient - Able to navigate challenges in emerging markets Equitable - Committed to maximizing measurable social and financial impact Maverick - Independent, innovative, and bold in their approach Application Process Submit your cover letter & resume Only shortlisted candidates will be contacted. Your personal data will be used strictly for recruitment purposes. IIX is an equal opportunity employer. Submission Please submit a cover letter and a resume. A test on technical knowledge will also be required if you are shortlisted or you can provide your work samples. Qualified candidates will be considered and contacted by a member of the IIX team for interviews and to discuss your skills, interests and experiences. #J-18808-Ljbffr