Credit Analyst/AVP

Overview Location: Marina Bay Working hours: 08:45 to 17:30 (Monday to Friday)Credit Analyst/AVP (Corporate Banking)Responsibilities Conduct independent and impartial credit risk analysis of existing and potential borrowers for creditworthiness and repayment capability. Prepare and present annual and quarterly (if required) Credit Reviews to the Branch Senior Management for existing and potential customers within the stipulated framework pursuant to Head Office and branch's P&P. Independently support credit rating (CRR) application proposed by the Credit Investment Department. Prepare monthly reports to Branch Senior Management (at Credit Committee Monthly meeting) tracking disclosure and receipt of financial statements, and completion of Credit Reviews and CRR reviews within timelines pursuant to Head Office and branch's P&P. Prepare monthly self-review checklist reporting the department's work schedule to Branch Senior Management. Prepare financial and non-financial covenants via respective quarterly and monthly reports to Branch Senior Management, together with detailed verification of individual covenants certificates provided by agent banks as needed. Liaise with Head Office regarding credit control when necessary, including communications by e-mail or telephone. Organize Credit Committee Individual Proposal/Monthly meetings. Prepare and circulate minutes and maintain originals together with related materials as presented. Conduct research and produce reports on credit issues relevant to the branch's credit portfolio. Assist, train and provide oversight for junior or new colleagues to facilitate smooth running of the CC Department operations. Undertake, assist and support CC Department's drive to shift away from mechanistic compliance to individual accountability for practices that promote a culture of accountability and good conduct. Support Head of Department in endeavors to achieve CC Department's targets. Undertake other tasks regarding credit control under the direction of Head of Department. Individual Accountability and Conduct Fit and proper conduct with appropriate standard of behavior for doing what is right and ethical. Driven by values, attitude and behavior of honesty and integrity. Embed and cascade down the right mindset for risk ownership to promote ethical behavior, professionalism and responsible risk taking, and promulgate good practices to promote sound industry norms. Other Undertaking Work in the other departments in the Branch when appointed by Branch Senior Management. Job requirements At least 5 yrs of credit analyst experience in banking industry with writing credit papers. Degree is required. Interested applicants, please send your resume to Charlene (R ) at with the email subject header "Credit Analyst/AVP (Corporate Banking)". We regret that only shortlisted candidates will be notified. Other applications will be updated in our database for future job opportunities. By submitting any resumes or applications to Pasona Singapore Pte Ltd, you are considered to have read and agreed to the terms of our Privacy Policy and consented to us collecting, using, retaining, and disclosing your personal information to prospective employers for their consideration. Please find our Privacy Policy Agreement in the below link. Thank you for your kind understanding and co-operation. Pasona Singapore Pte Ltd EA License No:90C4069(Lau Rui Lin, Charlene, EA Registration No: R )#J-18808-Ljbffr