Credit Risk Manager
2 days ago
Key Responsibilities
- Assess creditworthiness of SME and personal loan applicants through in-depth financial analysis.
- Develop and maintain credit risk frameworks, policies, and scoring models.
- Monitor loan portfolios to identify risk concentrations and ensure diversification.
- Ensure full compliance with MAS and internal governance requirements.
- Implement fraud prevention controls and strengthen early warning systems.
- Collaborate with sales, legal, and operations to balance business growth with prudent risk control.
- Lead and mentor credit analysts, fostering a culture of strong credit discipline.
- Present regular portfolio insights and risk reports to senior management.
Requirements
- Bachelor's degree in Finance, Accounting, Business, or related field; CFA/FRM preferred.
- 7–10 years' experience in credit risk management (SME or personal loans).
- Deep understanding of MAS credit regulations and risk assessment frameworks.
- Strong financial analysis and decision-making skills.
- Effective communicator with leadership and stakeholder management abilities.
- Proficient in Excel and data analytics for credit evaluation.
Join us if you're a strategic risk leader who thrives on balancing growth with control — and want to shape a smarter, stronger credit culture.
Vaelynn Talent Pte Ltd · Licence No. 25C3079
Recruitment services provided in accordance with MOM regulations. All applications kept confidential.
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