Credit Risk Manager

2 days ago


Singapore VAELYNN TALENT PTE. LTD. Full time $120,000 - $240,000 per year
About the Role Lead credit risk management for SME and personal loans — shaping policies, analyzing portfolios, and driving sound, compliant credit decisions in line with MAS standards.

Key Responsibilities

  • Assess creditworthiness of SME and personal loan applicants through in-depth financial analysis.
  • Develop and maintain credit risk frameworks, policies, and scoring models.
  • Monitor loan portfolios to identify risk concentrations and ensure diversification.
  • Ensure full compliance with MAS and internal governance requirements.
  • Implement fraud prevention controls and strengthen early warning systems.
  • Collaborate with sales, legal, and operations to balance business growth with prudent risk control.
  • Lead and mentor credit analysts, fostering a culture of strong credit discipline.
  • Present regular portfolio insights and risk reports to senior management.

Requirements

  • Bachelor's degree in Finance, Accounting, Business, or related field; CFA/FRM preferred.
  • 7–10 years' experience in credit risk management (SME or personal loans).
  • Deep understanding of MAS credit regulations and risk assessment frameworks.
  • Strong financial analysis and decision-making skills.
  • Effective communicator with leadership and stakeholder management abilities.
  • Proficient in Excel and data analytics for credit evaluation.

Join us if you're a strategic risk leader who thrives on balancing growth with control — and want to shape a smarter, stronger credit culture.

Vaelynn Talent Pte Ltd · Licence No. 25C3079

Recruitment services provided in accordance with MOM regulations. All applications kept confidential.


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