Associate/Senior Associate

6 days ago


East Singapore FPL CAPITAL PTE. LTD. Full time $80,000 - $120,000 per year

About the Company: We are a fast-growing digital financial services platform operating across multiple Southeast Asian markets. Our mission is to democratize access to credit and financial services in the region through responsible innovation and customer-centric products. With a presence in both the consumer lending and digital banking space, we are building financial products that empower millions of users and drive financial inclusion at scale.

About the Role: We are seeking an Associate / Senior Associate – Structured Credit to join a high-growth fintech platform headquartered in Singapore. The role offers the opportunity to work closely with senior leadership across Singapore and Southeast Asia, and play a pivotal part in managing and scaling a robust consumer financing loan book across the region. You will be embedded within the Capital Markets team and be exposed to a dynamic environment involving cross-functional collaboration, international debt markets, and innovative financing solutions. This position reports directly to the SVP of Capital Markets.

Responsibilities:

  • Support the structuring and execution of debt financing and refinancing transactions across their lifecycle – including due diligence, negotiations, structuring, and legal documentation.
  • Monitor portfolio performance, financial covenants, and contribute to capital planning with actionable insights.
  • Build and manage day-to-day relationships with a diverse set of international lenders.
  • Prepare materials for lender engagement, including pitch decks, financial models, and performance reports.
  • Conduct market research and analysis of industry trends and regulatory updates in Southeast Asia.
  • Provide additional support for international business expansion initiatives as required.

Qualifications: Bachelor's degree in Finance, Business, Economics, Engineering, or other quantitative disciplines.

Required Skills:

  • At least 2 years of relevant experience in structured finance, debt advisory, credit risk management, or private debt; experience in client-facing roles is preferred.
  • Solid foundation in financial modeling, credit analysis, and structuring, with commercial acumen and attention to detail.
  • Exposure to legal and tax structuring in transactions is a strong advantage.
  • Proven track record of delivering results under tight deadlines in a fast-paced environment.
  • Self-starter, highly motivated, and a collaborative team player with a strong growth mindset.


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