Analyst , Underwriting

Company Description

We're – you might not know our name, but companies like eBay, ASOS, Klarna, Uber Eats, and Sony do. That moment when you check out online? We make it happen.

is where the world checks out. Our global network powers billions of transactions every year, making money move without making a fuss. We spent years perfecting a service most people will never notice. Because when digital payments just work, businesses grow, customers stay, and no one stops to think about why.

With 19 offices spanning six continents, we feel at home everywhere – but London is our HQ. Wherever our people work their magic, they're fast-moving, performance-obsessed, and driven by being better every day. Ideal. Because a role here isn't just another job; it's a career-defining opportunity to build the future of fintech.

Job Description

The role 

Based in our Singapore office responsible for underwriting enterprise customer applications. This is an amazing opportunity to kickstart your career as part of a diverse team focusing on Due Diligence, Credit Exposure and Financial Analysis.

This role offers a unique exposure to our core business areas, collaborating closely with our key internal players (Business Development, Sales, Risk, Legal teams and Senior Management) and our high value merchant and partners.

How you'll make an impact

• Conduct business model analysis inline with internal policy guidelines and apply evaluation techniques to achieve the desired results for complex deals.
• Completing customer due diligence checks and analysis into second line Compliance teams for high risk applications.
• Make underwriting recommendations in accordance with frameworks and calculate exposure in line with existing guidance with the ability to tailor approach based on merchant specifics.
• Complete financial analysis of profit and loss, balance sheet and cash flow statements and demonstrate a competent understanding of accounting principles.
• Experience in underwriting high risk lines of business including travel, furniture, ticket and events, securities, gambling etc.
• Prepare detailed oral and written summaries to assess micro and macro risks, mitigating factors and make balanced recommendations to present to management and the Credit Risk Committee.
• Represent Underwriting in customer calls and meetings alongside Sales or Account Management.

What we're looking for 

• 1-2 years experience in similar underwriting or payments role or recent graduate in a numerical field. 
• Drive and passion to build a career in fintech or payments.
• Good IT skills, especially in Excel/Google Sheets.
• Excellent written and verbal communication skills and knowledge of financial statement analysis.
• Ability to work efficiently under pressure, and deliver results against a tight deadline.

Bring all of you to work 

We create the conditions for high performers to thrive – through real ownership, fewer blockers, and work that makes a difference from day one.

Here, you'll move fast, take on meaningful challenges, and be recognized for the impact you deliver. It's a place where ambition gets met with opportunity – and where your growth is in your hands.

We work as one team, and we back each other to succeed. So whatever your background or identity, if you're ready to grow and make a difference, you'll be right at home here.

It's important we set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable.
 

Life at

We understand that work is just one part of your life. Our hybrid working model offers flexibility, with three days per week in the office to support collaboration and connection.

Curious about what it's like to be part of our team? Visit our Careers Page to learn more about our culture, open roles, and what drives us.

For a closer look at daily life at , follow us on LinkedIn and Instagram