
Senior Credit Manager
7 days ago
Job ID: 29308
Location: Singapore, SG
Area of interest: Governance, Risk Management & Compliance
Job type: Regular Employee
Work style: Hybrid Working
Opening date: 30 May 2025
- Job Summary- Job holder is responsible for the second line of defence responsibilities related to Credit Risk, which involves oversight and challenge of risk management actions from the First Line, including the following:
- The Group’s Enterprise Risk Management Framework (“ERMF”) with regards to Credit Risk, which sets out the Group’s approach to risk management and the control framework within which risks are managed and risk-return trade-offs are made. Ensure that the relevant first and second line owners understand and accept their risk management responsibilities.
- The Group’s Risk Appetite Framework, with regards to Credit Risk, which sets out the Group’s appetite to material risk types that it is exposed to. Jobholder, monitor compliance to Board approved risk appetite using the risk information report covering principal risk-types Credit Risk; and highlight significant matters to the attention of senior management and senior risk committees.
- Ensure a robust effectiveness review process for the ERMF with regards to Credit Risk and escalate significant matters and/or gaps in ERMF implementations to senior management and the relevant Board level committees as relevant.
**_Wholesale lending decision responsibilities _**
- Being responsible for final credit decision for wholesale lending facilities pertaining to CIB Singapore.**Key Responsibilities**
To assist SCO Singapore to achieve the following:
- Ensuring that the quality of Business Credit Applications (BCAs) meets Group standards, particularly with regards to the completeness and depth of risk analysis.
- Approving breaches of Portfolio Standards, to the extent permitted by Credit Policy.
- Formulating and obtaining approval of Portfolio Standards which is supportive (from credit risk perspective) of the business strategy of various segments.
- Ensuring timely submission and accuracy of Singapore credit portfolio data to the Risk Committee. These
- include, but may not be limited to, the following:
- Risk MI reports
- All approved exposures in CIB (as required by local regulator Reporting)
- Details of approved breaches of Group and Local Credit Policy (including details of mitigating circumstances)
- Country Risk exposure
- Monitoring compliance with credit policy and Portfolio Standards a monthly basis at least and reviewing any divergence thereof with the CEO, Client Coverage (CC) Head/Segment Heads to ensure credit quality targets are achieved.
- Ensure Early Alert Review (“EAR”) process adhered to and lead monthly EAR discussions.
- assessment), KRIs, KCSs, etc) and reporting.
- Assess the credit risk profile of the CIB Singapore portfolios, maintaining alignment with risk appetite by rebalancing of risks or controls that may be required in response to internal and external factors.
- Initiate stress tests as required by internal and external factors and review results and assess their implications.
- Ensure that effective management response plans are in place to respond to extreme but plausible scenarios.
- Uphold the integrity of risk/return decisions, by challenging business to demonstrate that risk origination and control decisions are properly informed and consistent with strategy and risk appetite.
- Direct appropriate response to material events or other risk issues that come to Senior Credit Manager, CIB Singapore attention.
- Exercise risk control responsibility for Credit Risk for CIB Singapore portfolios.
- Ensure risk capabilities are objective, consistent and compliant with applicable regulations.
- Ensure that material risk exposures and related issues are reported to the responsible governance committees and to Group and business-level committees as appropriate
**Skills and Experience**
- Experience: 10+ years of relevant corporate credit experience, including demonstrated success in a similar role.
- Risk management and control: demonstrated track record in successful management and ability to manage risk in geographically dispersed and highly varied product base. Expertise in process design and control.
- Regulatory framework and requirement: awareness and understanding of the regulatory framework in which the firm operates and the regulatory requirements and expectations relevant to the role of Senior Credit Manager
- Banking training: Role specific training which are mandatory and developmental
- Risk management framework
- Core credit curriculum
**Role Specific Technical Competencies**
- Risk - CIB Credit Risk
- Risk Management - Communication and Influencing
- Risk Management - Operational
**About Standard Chartered**
- We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status qu
-
Senior Credit Manager
2 weeks ago
Singapore beBeeCreditManagement Full time $4,000 - $8,000Job Title: Senior Credit ManagerThe Senior Credit Manager is responsible for overseeing the administration of credit facilities to ensure they adhere to established guidelines and requirements.To guarantee that proposed credit facilities/conditions align with our standards, we conduct thorough reviews and assessments.Required Skills and Qualifications:Strong...
-
Credit Manager
24 hours ago
Singapore CATALYST TALENT STRATEGY CONSULTING PRIVATE LIMITED Full time**About the client** They are global merchants of physical commodities and financers of upper and mid-stream commodity-producing assets. They provide physical supply services and related structured solutions for counterparties. They consistently deliver value throughout the commodity chain by leveraging our relationships, breadth of expertise, and...
-
Senior Credit Management Specialist
2 weeks ago
Singapore beBeeCredit Full timeJob Title: Senior Credit Management Specialist Job Description: We are seeking a highly skilled and experienced credit management professional to join our team as a Senior Credit Management Specialist. The successful candidate will be responsible for ensuring that all credit facilities adhere to the
-
Senior Credit Manager
2 weeks ago
Singapore Cisco Systems Full time**What You'll Do**: You will ‘Think Like A CFO’ - as a Senior Credit Manager within the Cisco Credit & Risk organization providing credit support and business intelligence that will be used to help enable or partners and customers to acquire Cisco solutions. You are an experienced professional with a keen analytical sense, yet an understanding of a...
-
Credit Control Officer
1 week ago
Singapore TAN WEI CREDIT PTE LTD Full timeThe Credit Control Officer is responsible for managing the credit control function of the company, ensuring that invoices are paid on time and managing any overdue accounts. The role requires strong communication and negotiation skills, attention to detail and the ability to work to tight deadlines. Key Responsibilities: - Manage the company’s credit...
-
Senior Credit Risk Manager
2 weeks ago
Singapore beBeeRisk Full timeThe Role of a Credit Risk Manager A credit risk manager plays a crucial role in ensuring the financial stability and security of an organization. This involves assessing and managing the risk associated with lending or borrowing money, as well as identifying and mitigating potential risks. As a senior leadership position, this role requires strong...
-
Senior Credit Manager, CIB
5 days ago
Singapore Standard Chartered Bank Full timeJob ID: 33822 Location: Singapore, SG Area of interest: Governance, Risk Management & Compliance Job type: Regular Employee Work style: Office Working Opening date: 24 Jul 2025 JOB SUMMARY Job holder is responsible for the second line of defence responsibilities related to Credit Risk, which involves oversight and challenge of risk management...
-
Credit Manager
2 weeks ago
Singapore UOB KAY HIAN PRIVATE LIMITED Full timeUOB Kay Hian ( **UOBKH **) is a regional financial services Group headquartered in Singapore. We are a widely recognised brand in every country where we have operations. We have a reputation built on our responsive and discreet service. In Singapore, we are the largest (registered trading representatives) domestic broker. In addition to our broking agency...
-
Senior Credit Risk Manager
2 weeks ago
Singapore beBeeCreditRisk Full time $80,000 - $120,000Job Title: Senior Credit Risk ManagerThe ideal candidate will have a strong background in credit risk management, with a focus on middle market lending. They will be responsible for ensuring compliance with HO and MAS regulations, as well as monitoring progress on credit applications.Key Responsibilities:Conduct thorough reviews of loan documents to ensure...
-
Itac Credit Trader
2 weeks ago
Singapore CREDIT INDUSTRIEL ET COMMERCIAL Full time**JOB ROLE DESCRIPTION - SUMMARY** The ITAC Trader acts as a Market Operator (or “Opérateur de marché” in French) in accordance with the Crédit Mutuel Alliance Fédérale’s job description framework. He/she carries out, within the framework of the rules and limits set by the bank and the hierarchy, market operations enabling the bank or the clients'...