Senior Credit Manager

**What You'll Do**:
You will ‘Think Like A CFO’ - as a Senior Credit Manager within the Cisco Credit & Risk organization providing credit support and business intelligence that will be used to help enable or partners and customers to acquire Cisco solutions. You are an experienced professional with a keen analytical sense, yet an understanding of a balanced approach to doing business. You will conduct day-to-day due diligence in risk underwriting that aligns with risk-reward targets, while also meeting all compliance and reporting requirements. In addition to exercising your assigned credit authority, you will provide analysis, conclusions, and recommendations to senior management as required. You will monitor and act on relevant metrics regarding your assigned portfolio and will advise on credit matters to influence strategies to help meet the needs of Cisco's diversified client base.

Overall Responsibility for the ASEAN Region for all credit risk management related activities including direct overall responsibility for Cisco’s Term portfolio in additional to oversite of Cisco Traded and Channel portfolios.

**Who You'll Work With**:
Cisco’s Global Credit & Risk Management team oversees & manages the extension of credit on behalf of Cisco via our Trade & Channel programs, our Term Lending (leases, loans and project financing across APJC (ASEAN Theatre). We are looking for a dynamic individual to become a member of the APJC Credit Team who will be responsible for all credit related activities on an assigned portfolio of customers as categorized by market segment and geographical territory. You will partner with the field sales organization, operations team, legal team, and others to provide support and guidance regarding loans, leases, and other financial vehicles.

We value strong analytical, communication, collaboration & talent development skills. As a trusted business partner, you will be available to discuss structure, strategy and ‘go to market’ tools. Your expertise will help shape the best approach to meeting our customers financing needs, while promoting and protecting Cisco.

Reports to the Regional Chief Credit & Risk Officer APJC.

**Who You Are**:
You bring a wealth of knowledge to the table. You have experience in underwriting, portfolio review, financial statement analysis, negotiating transaction structures, and can make timely and prudent decisions. You can work autonomously, in a fast-paced environment, yet excel in communicating thoughtful decisions and advice to senior management, co-workers and customers and other stakeholders in a professional manner.

**The minimum requirements are**:

- 10+ years of credit analysis and portfolio management experience (in bank, leasing or captive environment)
- Strong analytical skills, with knowledge of Risk Analyst, CreditEdge and SP Capital IQ. Skill set must include credit underwriting experience and detailed financial statement analysis.
- Excellent communication skills and ability to discuss complex issues with multiple stakeholders, staff management experience, ability to influence decision makers and demonstrates leadership through Best Practices and strong partnering/Collaboration skills.
- Must be a self-starter, and be able to work independently, in a fast paced and high-pressure environment.
- Fluency in English.
- Experience in dealing with high leveraged accounts, distressed accounts management, workouts and asset-recovery.

**Why You'll Love Cisco**

WeAreCisco, where each person is unique, but we bring our talents to work as a team and make a difference. Here’s how we do it.

We embrace digital, and help our customers implement change in their digital businesses. Some may think we’re “old” (30 years strong) and only about hardware, but we’re also a software company. And a security company. A blockchain company. An AI/Machine Learning company. We even invented an intuitive network that adapts, predicts, learns and protects. No other company can do what we do - you can’t put us in a box

But “Digital Transformation” is an empty buzz phrase without a culture that allows for innovation, creativity, and yes, even failure (if you learn from it.)

Day to day, we focus on the give and take. We give our best, we give our egos a break and we give of ourselves (because giving back is built into our DNA.) We take accountability, we take bold steps, and we take difference to heart. Because without diversity of thought and a commitment to equality for all, there is no moving forward.

So, you have colorful hair? Don’t care. Tattoos? Show off your ink. Like polka dots? That’s cool.

U.S. employees have **access** to quality medical, dental and vision insurance, a 401(k) plan with a Cisco matching contribution, short and long-term disability coverage, basic life insurance and numerous wellbeing offerings. Employees receive up to twelve paid holidays per calendar year, which includes one floating holiday, plus a day o