Vice President, Sector

**REQ-10100302**:

- **06/08/2025**:

- **Lending**:

- **Singapore, Singapore**ING Bank**

**ING Wholesale Banking in Singapore**

We began operating in Singapore in 1987 where we host the regional Asia Pacific headquarters. With over 300 financial eperts, we are the largest wholesale banking branch in Asia. ING stands out in the Asia Pacific region because we go a step further for our customers. We look at things from the client’s perspective which allows us to construct tailor-made solutions to fit the needs of every company we serve. This mentality underpins all our client relations and has produced various prestigious awards.

**Job Profile Summary**

We have a great opportunity to join the Sector & Specialised Lending (“S&SL”) team which is part of Lending Transaction Management (“TM”) of ING Wholesale Banking ("WB") in Singapore. The S&SL team provides eecution solutions across a spectrum of specialised lending products, including project finance, object finance, structured high yield corporate debt, and other cash flow
- or asset-based lending. You will work on deal eecution in close collaboration with the ING Wholesale Banking’s Sector Coverage teams covering sectors such as (a) Transportation, Logistics and Automotive, (b) Energy, (c) Telecom, Media, Technology and Healthcare, (d) Metals, Mining & Fertilizer (e) Food & Agriculture, and (f) Real Estate and Infrastructure. This is a mid-level lending professional role within the front office. You will carry primary responsibility for some of the key processes related to structured lending transactions and work closely with Sector Bankers and Relationship Managers. The work will be fast-paced and multifaceted. On the team, you will focus on the Transportation & Logistics sector as core sector, but you will also be eposed to, and epected to work with, another sector in which ING specializes.

The vacancy involves regular contact with clients, prospects, other banks, legal, technical, market and other advisors and frequent cooperation with other product owners such as Loan Distribution Group, Financial Markets and Transaction Services and internal operational departments such as Portfolio Management, Credit Risk Management, Legal, Global Lending Support and Loan Operations.

**Responsibilities**:
Financial and credit analysis on eisting and prospect clients;-
Developing, building and managing financial models with sensitivity analysis and validation of key macroeconomic, technical and financial assumptions;-
Drafting and negotiating financing term sheets, reviewing and negotiating financing and security documents;-
Coordinating due diligence workstreams with third party advisors and lending syndicates;-
Preparing and efficiently processing credit approval packages and other internal approval memoranda;-
Interfacing with loan operations, treasury and the lending center of ecellence units to verify limit availability, and compliance with internal policies and portfolio management;-
Oversee and coordinate deal closing including financing documents and conditions precedent;-
Assist in preparation of marketing materials and primary syndication processes;-
Analysis of different transaction structures and providing recommendations;-
Preparing business comparable and analysis of debt structures, performance metrics and debt pricing;-
Attending client team meetings and calls with clients including for transaction-related due diligence;-
Staying current on organizational operating policies and procedures (i.e. Risk, Legal, etc.) to ensure appropriate protocols are implemented and followed, and facilitate accordingly;-
Enhancing internal processes, suggesting efficiency improvements.-
Support lending related projects, policy changes, etc. as part of change management, where required under relevant WB transformation/change strategies.**Qualifications and Competencies**

Qualifications / Education:
Bachelor’s and/or Master’s degree in finance/economics/accounting/management/engineering (or similar).

**Eperience & Competencies**- 6-7-year specialised and/or asset-based lending gained with a bank, non-bank financial institution, corporate or financial advisory firm;-
- Strong interest and prior eperience in one or several ING priority sectors and openness to work across 2-3 of those sectors. Prior eposure to the transportation & logistics sector, including shipping, aviation, container and/or land transports in the Asia Pacific region would be a plus;-
- Collaborative and inclusive team player; with strong interpersonal skills, embracing diversity and cross-cultural awareness and able to work effectively across functions;-
- Results orientation, passion to drive solutions and results that add value to customers;-
- Solid financial analysis and modelling skills and ability to develop and maintain comple financial projections;-
- Well-developed financial analysis, comprehensive risk analysis and credit skills;-
- In-depth understanding of regional and global loan and