Money Laundering Reporting Officer

**Why Aqovia?**

**At the Intersection of Innovation and Impact, introducing Aqovia**. Aqovia is a UK-based technology firm dedicated to creating tangible value through the power of AI, data-driven, and bespoke software solutions and services.

Our unique approach extends beyond traditional service and solutions delivery, we strategically invest in and nurture a diverse portfolio of promising companies operating across vital sectors including; financial services, health, infrastructure management, sustainability, education, and business intelligence.

This commitment to fostering innovation across a broad spectrum allows Aqovia to stay at the cutting edge, delivering transformative solutions and creating significant impact. For our clients and strategic partners, Aqovia offers a unique opportunity to be part of a dynamic and forward-thinking group shaping the future

**Join us and help shape the future of fintech and digital assets.**

**Overview**:
The Money Laundering Reporting Officer (MLRO) is responsible for ensuring the Crypto-Asset Service Provider (CASP) complies with anti-money laundering (AML) and counter-terrorism financing (CTF) obligations under the Markets in Crypto-Assets Regulation (MiCA), Maltese Prevention of Money Laundering and Funding of Terrorism Regulations (PMLFTR), and other applicable laws. Based in Malta, the MLRO oversees the development and implementation of AML/CTF policies, monitors suspicious activities, and serves as the key liaison with the Malta Financial Services Authority (MFSA) and the Financial Intelligence Analysis Unit (FIAU). This role requires a deep understanding of crypto-asset risks and a proactive approach to maintaining regulatory compliance.

**Key Responsibilities**:

- Develop, implement, and maintain AML/CTF policies and procedures in line with MiCA, PMLFTR, and FIAU requirements specific to crypto-asset services.
- Oversee the identification, monitoring, and reporting of suspicious transactions, ensuring timely submissions to the FIAU as required.
- Conduct risk assessments of clients, transactions, and services to mitigate money laundering and terrorist financing risks associated with crypto-assets.
- Manage the AML/CTF compliance program, including staff training, client due diligence (CDD), and know-your-customer (KYC) processes.
- Act as the primary point of contact for the MFSA and FIAU, ensuring effective communication and compliance with regulatory expectations.

**Qualifications**:

- Degree in law, finance, business, or a related field; professional AML/CTF certifications (e.g., CAMS, ICA) are required.
- At least 5-7 years of experience in AML/CTF compliance, with specific expertise in fintech, crypto-assets, or financial services.
- Comprehensive knowledge of MiCA, Maltese AML/CTF regulations, and international standards (e.g., FATF recommendations).
- Proven ability to identify and manage AML/CTF risks in a high-risk sector like crypto-assets, with strong analytical and investigative skills.
- Excellent communication and leadership skills, with the ability to liaise with regulators and train internal teams effectively.

**Why Join Aqovia?**
- ** Impactful Work** - Be part of a high-growth organisation shaping the future of fintech.
- **Career Growth** - We invest in talent and provide opportunities for professional advancement.
- **Collaborative Culture** - We value teamwork, transparency, and continuous learning.
- **Comprehensive Benefits** - Competitive salary, bonus, healthcare, gym membership, pension scheme, Perkbox, and more.

**Diversity & Inclusion**

Aqovia is committed to **building a diverse and inclusive workplace** that reflects the communities we serve. We welcome applicants from all backgrounds and believe in fostering an environment where everyone is valued and empowered.

If you are an experienced fintech leader ready to drive Aqovia’s next phase of growth in Malta, we encourage you to apply

**_
Note_**_: This position requires prior approval from the Malta Financial Services Authority (MFSA), including the submission of a Personal Questionnaire (PQ)._