Vp - Investment Lending Risk Management - Credit
1 week ago
**VP - Investment Lending Risk Management - Credit Portfolio Officer** supports the Investment secured Portfolio for GCB and IPB businesses. Singapore Consumer Investment lending portfolio is the largest internationally and covers both MSBF (Margin/Investment Lending) and Insurance Premium Finance
products.
This risk role is primarily responsible for managing Risk & Control aspects around Collateral review, mark to market and Policy adherence. The role involves regular interaction with Sales/Relationship Manager, Business heads, Credit Operations, Operations and Technology functions, Regional/Global risk
management including Co-ordination with One Citi Credit Risk functions in Private Banking Business.
The position reports to Investment Lending Risk Head, Singapore in the Citi Singapore Ltd, Consumer Risk Management team.
**Key Responsibilities Include**:
- Provide support to Investment Risk manager on Credit Policy & Collateral Management - Portfolio management, Program and Procedure review / renewals, policy related action, Credit Policy compliance, working with all stakeholders to ensure Risk policies are adhered to with appropriate controls.
- Drive strategic initiatives and new product launches impacting Investment Secured Lending product (Margin Lending and Insurance Premium Financing)
- Review, identify risk mitigates and manage lending against Insurance Policies for premium financing
- Develop best in class Underwriting Standards by automation and simplification of processes
- Support the Singapore Franchise in their Key & Critical strategy of “Winning in Wealth” strategy.
- Identify and establish/enhance key controls by leading technology upgrades/automation, MCA etc for various risk processes.
- Co-ordinate and work with stakeholders in improving the Risk & Control processes by embarking on streamlined credit evaluation process, Collateral review and Analytics process including Automation and Straight Through Processing to further build up the Bank's capacity and competitiveness in acquiring quality business and growth.
- Prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity
- Build and participate in cross team relationships with Business, operations and Regional risk team to effectively manage the business.
- Provide adequate training to team members and other functional stakeholders from a Risk Policy perspective.
- Assist in FCR and other regulatory reviews. Identify, escalate existing and potential risks and take corrective actions as appropriate.
- Has the ability to operate with a limited level of direct supervision.
- Can exercise independence of judgement and autonomy.
**Qualifications**
- Experience in working on Insurance Premium Financing across Product Management / Risk Policy will be an added advantage.
- Knowledge of wealth management, understanding of global financial market and dynamics of financial instruments are critical for the role
- Understanding of BASEL III / IFRS9 and expertise in different capital treatments for Investment Lending Product offerings will be a key differentiator.
- Excellent analytical skills - Able to manage large transaction / data request flow; proficient analytical skills that are applicable across different asset classes, products and customer classes.
- Demonstrates strong ethics and integrity.
- Bring along an excellent and Optimistic “Can-Do” & Client First attitude.
- Problem Recognition - Ability to eliminate recurring problems and reduce costs associated with unresolved process/product challenges. Ability to breaking down complex matters into core issues and root causes that can be more readily addressed. Prioritizes high impact potential problems effectively; proficient in developing new ideas and improving current processes
- Proven ability to balance Risk and Reward and provides well-reasoned, balanced assessments of risk/return trade-offs associated with transactions and client relationships.
- Experience in SAS, Data analytics technique and programming is an added advantage.
- Sensitivity to macro and regulatory issues and their impact from a risk management perspective
- Good communication skill (verbal and written) and able to interact well with risk management, Business seniors as well as internal auditors and external regulators. Ability to convince others through knowledge, analysis and communication skill is key requirement for the role.
- Be an effective team player and also coach junior staff, challenges their conclusions and assumptions.
- **Job Family Group**:
Risk Management
- **Job Family**:
Credit & Portfolio Risk Management
- **Time Type**:
Full time
- Citi is an equal opportunity and affirmative action employer.
Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected ve
-
Vp - Credit Risk Manager (Wealth Management)
7 days ago
Singapore The Edge Partnership Full timeS - Posted by Sophia Lin- Recruiter Our client, a well-established financial institution with a strong presence in Asia Pacific region. Their Credit Risk division is looking for a VP - Credit Risk Manager to join them in their Credit Risk - Wealth Management Function. This job will be responsible for managing the Credit Risk Management function for the...
-
Credit & Lending Lead
2 weeks ago
Singapore Sygnum Bank AG Full timeSygnum is the world’s first digital asset bank in Switzerland, and a digital asset management company in Singapore. We make digital assets bankable, secure and convenient, empowering our clients to invest in the digital asset economy with complete trust. For the first time with Sygnum, major currencies and digital assets, including Bitcoin, Ethereum and...
-
Commercial Lending Expert
6 days ago
Singapore Xingang Investment Pte Ltd Full timeRole SummaryXingang Investment Pte Ltd is seeking a skilled Business Development Manager to develop and maintain strong relationships with SME clients, driving business growth and expansion.Main Accountabilities:Foster a deep understanding of clients' businesses, industries, and market dynamics to provide tailored financial solutions.Negotiate loan terms and...
-
Vp-ed, Senior Credit Officer
1 week ago
Singapore Ambition Full time**About the company** I am working with a reputable European private bank. We are looking for a **Senior Credit Approver** to join the team in Singapore at **VP/Director/ED** level. **Job scope** - Perform evaluation and analysis on credit requests with respect to Mortgage Loans, Lombard Loans, Structured Credit Transactions, Guarantees etc across APAC -...
-
Credit Portfolio Analyst
2 days ago
Singapore Citi Full time**Job Description Summary** The Credit Portfolio Risk Analyst role is within the Singapore Consumer Risk Management Team. The role supports the Investment secured portfolio for GCB and IPB businesses. Singapore Investment lending portfolio is the largest among all countries with consumer MSBF (Margin Lending) and IPF (Insurance Premium Finance)...
-
Small Business Lending Specialist
4 hours ago
Singapore Xingang Investment Pte Ltd Full timeAbout the RoleThis exciting opportunity involves leading business development efforts for Xingang Investment Pte Ltd's SME lending division.ResponsibilitiesBuild and nurture long-term relationships with SME clients, delivering exceptional service and support.Pursue new lending opportunities through proactive prospecting and lead generation...
-
Credit Risk Manager
1 week ago
Singapore IFS ASSET MANAGEMENT PRIVATE LIMITED Full time**Company Overview** IFS Asset Management (IFSAM) is a fund management company registered with the Monetary Authority of Singapore. IFSAM aims to provide institutional and individual investors with the opportunity to participate directly and securely through direct lending to SME borrowers in this rapidly growing market segment in Singapore and ASEAN. IFSAM...
-
Vp/director, Corporate Sector Lending
2 weeks ago
Singapore ING Full timeYour key responsibilities: - Work closely with our coverage teams in the region in the co-origination and business development of lending products. Advise, structure and execute primarily lending transactions, but also assist in establishing limits for Financial Markets products and/or trade finance products to offer tailored solutions to our customer’s...
-
Credit Investment Analyst
3 days ago
Singapore PAHT CAPITAL MANAGEMENT PTE. LTD. Full timeWe are looking for an experienced Credit Analyst to join the investment team. This individual should be a self-motivated individual, consistently curious about global markets and ascribes a bottom-up fundamental approach to investing. **Responsibilities**: - Able to generate credit trade ideas independently based on macro-economic and lending environment,...
-
Singapore GFIN SERVICES (S) PTE. LTD. Full time**Life at Grab** At Grab, every Grabber is guided by The Grab Way, which spells out our mission, how we believe we can achieve it, and our operating principles - the 4Hs: Heart, Hunger, Honour and Humility. These principles guide and help us make decisions as we work to create economic empowerment for the people of Southeast Asia **Get to know our...
-
Vp - Credit Portfolio, Risk Reporting
6 days ago
Singapore TENTEN PARTNERS PTE. LTD. Full time10+ years of experience in credit risk reporting - Experience in risk analytics, risk assessment and consumer lending products (i.e. securities lending) - Knowledgeable in credit policies and regulatory requirements - Proficient in SAS (Base, Macro, EG), SQL, stress testing and modeling - Strong stakeholder management and communication skills to drive...
-
Singapore CITICORP INVESTMENT BANK (SINGAPORE) LIMITED Full time**Responsibilities**: - The IF Transactor is an experienced lending product specialist and Credit Officer within the Investment Finance business, with direct client coverage responsibility. The Transactor is required to have strong structuring skills, origination/marketing capabilities and sound credit judgment and has the responsibility to work with...
-
Credit Analysis Manager
7 days ago
Singapore SHENTON CREDIT PTE. LTD. Full timeAs a Credit Analysis Manager at SHENTON CREDIT PTE. LTD., you will be responsible for managing loan portfolios, analyzing credit risk, and providing expert guidance to stakeholders.About the PositionThis is a key leadership role that requires a deep understanding of lending practices, industry regulations, and market trends.Key AccountabilitiesManage loan...
-
Vp, Fi/ Nbfi Credit Risk Lead
6 days ago
Singapore Tangspac Full timeI- Posted by - Ivan Tang- Recruiter My client, is a stable, boutique corporate & investment bank of conservative risk approach and European origin. They are diversified in the corporate banking, financial markets, and specialist financing (structured & projects) segments. They are hiring a FI/NBFI credit risk specialist as part of a team of 2 covering the...
-
Associate, Global Investments, Strategy
2 weeks ago
Singapore GIC Investment Full time**Location**:Singapore, SG**Job Function**:Private Equity**Job Type**:Permanent**Req ID**:16075 - GIC is one of the world’s largest sovereign wealth funds. With over 2,000 employees across 11 offices around the world, we invest in more than 40 countries globally across asset classes and businesses. Working at GIC gives you exposure to an extraordinary...
-
Investment Credit Analyst
7 days ago
Singapore NAVIS CAPITAL PARTNERS (SINGAPORE) PTE. LTD. Full timeJob Purpose:The successful candidate will be responsible for assessing, executing and monitoring mid-market direct lending credit investment opportunities in Southeast Asia.Key Responsibilities:Conduct industry and company research to identify potential investment opportunitiesPrepare detailed financial and valuation models to support investment...
-
Vp, Credit Risk Evaluation
5 days ago
Singapore RHB Singapore Full timeCompany Description RHB Singapore is a progressive and growing financial organization. We are committed to creating a fulfilling, dynamic and engaging work environment for our team of more than 15,000 employees across locations in ASEAN. **Job Description**: **Primary Objective** To ensure recommendations and approvals for new and review loans result in...
-
Regional Relationship Manager, Lending, Sovereign
22 hours ago
Singapore ACCEL TEAM PTE. LTD. Full time**Job Overview**:As a Relationship Manager for Lending within the context of a Sovereign Wealth Fund (SWF), your primary responsibility will be to manage and foster strong relationships with key stakeholders, borrowers, and counterparties in order to facilitate lending and credit activities. You will work closely with internal teams to assess credit risk,...
-
Avp, Global Investments, Strategy
1 week ago
Singapore GIC Investment Full timeLocation: Singapore, SG- Job Function: Private Equity- Job Type: Permanent- Req ID: 15788GIC is one of the world’s largest sovereign wealth funds. With over 2,000 employees across 11 offices around the world, we invest in more than 40 countries globally across asset classes and businesses. Working at GIC gives you exposure to an extraordinary network of...
-
Ficc - Credit Investment Executive Director
22 hours ago
Singapore HUATAI SECURITIES (SINGAPORE) PTE. LIMITED Full timeSupervision and coaching of members in Credit Investment team; - Client-oriented deal sourcing and investment; - Analyze and evaluate the risk and return profile of fixed income/credit assets such as bond, loan, mezzanine financing, collateral financing, acquisition financing etc; - Conduct research on credit fundamentals and industry outlook of different...