Head of Credit Approval

6 hours ago


Singapore GREEN LINK DIGITAL BANK PTE. LTD. Full time

**Responsibilities**:

- Provide advisory, guidance and strategic direction to internal stakeholders for all related credit risk matters.
- Ensure compliance with the internal credit policy & procedures.
- Extensive experience in Credit Approval of MSMEs and Supply Chain Financing in Singapore and China Market, ideally in building & construction, general commerce, and manufacture industries.
- Deep experience in developing scorecards/models of credit in MSMEs of Singapore.
- Familiar with the laws and regulations in Singapore.
- Working closely with business teams to achieve business needs within risk appetite.
- Implementing the credit risk management framework including ongoing identification, assessment, monitoring and reporting key credit risk exposure.
- Monitoring the performance of corporate loan portfolios to ensure they comply with the bank-wide credit risk strategies, policies and manuals.
- Reviewing and validating credit decision process and credit modelling and identifying areas for improvements.

**Requirements**:

- A recognised degree from a reputable university.
- Minimum 20 years of credit experience focusing on supply chain financing and MSME Banking.
- Minimum 10 years experience in handling corporate/MSME credit approvals.
- Strong knowledge of industries and economic environment in the Singapore and China.
- Strong and in-depth understanding of credit and business analysis.



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