
Fintech Product Manager
14 hours ago
**About the Company**
Founded in 1973, DCS Card Centre (formerly Diners Club Singapore) is a financial institution licensed to issue credit and charge cards, governed by the Monetary Authority of Singapore (MAS) under the Banking Act.
We deliver digital-first, customer-centric payment products and solutions for consumers, merchants and corporates. Leveraging on our deep heritage, we aspire to be an innovative fintech leader driving integrated payment and financial services.**Responsibilities**:
- Own financial system modules for card issuing & acquiring: ledger, clearing/settlement, reconciliation, fee distribution.
- Optimize E2E financial flows (issuing lifecycle & merchant acquiring), driving automation for efficiency/accuracy.
- Monitor KPIs: funds clearing speed, settlement accuracy, reconciliation rates, fee precision.
- Leverage transaction data for risk/finance alignment (reserves, loss control).
- Ensure compliance with card network (Visa/MC/UPI), bank, and regulatory rules.
**Requirements**:
- 5+ years product management experience, with 3+ years in card issuing/acquiring financial systems at fintechs or banks.
- Domain mastery:
- Card lifecycle finance & acquiring operations
- Card network clearing (files/timelines/rules)
- Fee structures (interchange/scheme fees)
- SQL/Python proficiency for transaction data analysis.
- Proven ability to optimize finance-risk-cost balance.
- Fluency in English (card network docs) + Chinese preferred.
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