Credit Analyst Ctcm

**POSITION PURPOSE**:
5-10 years of prior experience in Corporate Credit required.

The credit analyst position in Coverage & Territories Credit Management supports Relationship Managers to analyse and monitor the credit risk of a portfolio of corporate clients, and write credit proposals or memos to recommend approval of credit facilities for these clients.

**Key Responsibilities**

Collaborate with Relationship Managers and Product Partners to:
Gather appropriate client information to be able to present and mitigate risks.

Deliver a complete, synthetic and coherent up-to-date counterparty and credit risk analysis, based on facts and compliant with the Bank’s guidelines.

Complete Credit Proposals enabling the Credit Committee to make an informed decision.

Ensure timeliness of credit proposal submission, and data inputs across the Bank’s systems are accurate,

Support the Relationship Manager / Front Officer in credit process-related matters within own scope (plan CCs ahead, handling of CRF, Mycreditpoint, ).

Portfolio monitoring (follow-up of CC’s conditions, financial covenants, risks alert, core data checks).

Keep updated with credit methodologies and policies.

Share information and develop industry intelligence.

**Contributing Responsibilities**

Presentation of Credit Proposals to local and (when applicable) regional Credit Committees.

Meet clients jointly with Relationship Managers, when and where possible, to deepen the understanding of a credit.

Participation in discussions on potential deals.

Participation in projects linked to improving credit process efficiency.

To contribute to any other portfolio or credit administrative and statistical works as required by management from time to time.

Contribute to the Permanent Control framework.

**Competencies (Technical / Behavioral)**

Technical

Analytical skills

Risk management

Accuracy

Ability to summarize

Ability to learn

Behavioral

Teamwork

Communication skills

Results-driven

Adaptability

Integrity

**About BNP PARIBAS**

As the leading European Union bank, and one of the world’s largest financial institutions with an uninterrupted presence in the region since 1860, BNP Paribas offers a wide range of financial services for corporate, institutional and private investors spanning corporate and institutional banking, wealth management, asset management and insurance.

We passionately embrace diversity and are committed to fostering an inclusive workplace where all employees are valued and encourage applicants of all backgrounds, including diversity of origin, age, gender, sexual orientation, gender identity, religion applicants who may be living with a disability. We have a number of internal employee networks in place to empower our staff to act and challenge the status quo.
- BNP Paribas PRIDE is highly active in favour of the LGBTQIA+ community
- BNP Paribas MixCity which fosters better representation of women at all levels of the organization
- Ability, the mutual aid network for employees with a disability or a disabling or chronic illness
- BNP Paribas CulturAll which celebrates diverse backgrounds

BNP is committed to financing a carbon-neutral economy by 2050. The Group is a founding member of the Net-Zero Banking Alliance and has set up its own Low Carbon Transition Group to support its clients through their energy transitions.

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Award Obtained

BNPP has won Top employer Europe award in a 10th consecutive year