Director - Credit Risk Management

**Company Description**
Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.
**Job Description** Team Summary**

The Credit Settlement Risk (CSR) team is part of the Risk function and acts as a 2nd Line of Defence. CSR is responsible for protecting Visa and its shareholders from financial loss and goodwill damage because of a member’s failure to fulfil its settlement obligations. In line with Visa’s growth strategy requiring a balanced and sustainable approach to risk / reward, credit & settlement risk is one of the significant risks that Visa Asia Pacific undertakes.

**What a Director, Credit Risk Management does at Visa**:

- The role requires strong leadership, influencing and stakeholder management skills. Key to the role will be a proactive forward-looking approach to enhancing the Credit & Settlement risk capabilities to support business growth strategy whilst balancing an appropriate risk / reward outcome. There will be a strong emphasis on the use data and analytical capabilities to improve processes, become more effective and provide better insights to actively make better risk management decisions.
- The ability to take a portfolio approach to managing and understanding of the Asia Pacific client base as well as a good understanding of the CSR framework and systems.
- The role will require to lead and maintaining a strong relationship and partnering with Global Credit & Settlement function, complying with the Global Risk policy and procedures, supporting, active participation and as appropriate influencing global projects to support Visa Asia Pacific.
- The Director will report directly to the Senior Director, Asia Pacific Credit Settlement Risk.

**Why this is important to Visa**

As a Director in the AP Region, the incumbent is responsible for leading and managing the strategic CSR projects and coordinating the relationship with Global CSR Center of Excellence ensuring that AP CSR is aligned to the Global framework and risk appetite.
- This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs._
**Qualifications** What you will need**
- A highly motivated individual that takes ownership of the projects assigned and manage the collateral portfolio independently, including supporting the head of function on reports to EC and Global.
- Strong leadership and interpersonal skills, including influencing and stakeholder management. Proven ability to build credible-long term effective working relationships, both internally and externally.
- Excellent written, oral and presentation skills.
- Ability to synthesize information and make concise recommendations.
- High accuracy and attention to detail.
- Led / Coordinate the CSR data analytics / systems and reporting objectives.
- Supports regulatory and Internal Audit requirements.

A trusted adviser who:

- Provides effective constructive guidance to business teams on collateral matters.
- Consults, as appropriate, on key collateral challenges and initiatives.
- Is regarded as an expert in her/his field and an agent for change.
- Proven ability to collaborate and influence successfully within a matrix organization.
- Intellectual rigor and business acumen needed to make sound judgements and handle complex situations and information.
- A strong team leader and player with the ability to organize and mobilize colleagues and build and maintain effective partnerships across the organization.
- A questioning mind that proactively looks for pragmatic and innovative approaches to issues.
- A results-orientated and highly motivated person who functions well in a global, matrix organization.
- Takes full ownership of assigned responsibilities and driven to go beyond the minimum requirements; not a “check-the-box” mentality.
- The ability to coach and give effective development feedback to colleagues.

**What will also help**:

- Proven track record and ability to network, engage and influence all senior and executive management.
- Innovative and creative thinker with a proven track record of delivery and ability to manage several projects concurrently and see them through from conception to conclusion.
- Able to read, write and communicate in English.

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