Credit Risk Advisor

**The Role**:
**Where you fit in**

The Credit Risk Advisor will ensure the seamless delivery of Credit management through driving the right balance of risk and reward and continue to drive the concentration and standardisation of activities to ensure efficient and affordable delivery with impact to the business bottom-line.

Credit management interfaces across relevant classes of business, within Finance and with other CoEs:

- Provide advice to external counterparties or customers where relevant. Customer intimacy (through visits etc) and deep business and commercial knowledge, particularly with high risk/strategic customers.
- CBC (Credit Business Centers), COC (Credit Operations Centers) and Customer operations.

**What’s the role?**
- Drive all key activities related to Credit Management including Credit Vetting, Debt Collection and Recovery and Cash Application and Allocation.
- Prime responsibility for partnering with and providing advice to internal commercial and Finance stakeholders, as well as external counterparties where applicable.
- Be responsible for the efficient and effective management of credit risk according to policy and direction from credit committees.
- Drive operational excellence in the area of credit management by further integrating and optimising the costs of CBC/COC central team activities.
- Establish letter of credit processes, provide technical support and advise on best practices. Process Letter of Credit (LC) end to end.
- Seek further migration of Credit Assessment activities to COC.
- Work as part of a pool on various opportunities across multiple activities/ business/ countries. The work will be prioritised based on value and risk depending on the requirement and professional development.

**What we need from you**
- Requires strong levels of leadership, maximising commercial opportunities whilst taking acceptable credit risks.
- Skill to assess industry risk and external market and support sales/Business with appropriate response (currency crisis, debt crisis, etc).
- Ability to provide a more innovative and practical financing solution to help Shell manage credit risk, working capital, and support Business to grow profitably with excellent knowledge of the market, competitors, and local banking infrastructure.
- Possess strategic thought processes to be able to design and implement Integrated Process Plan (IPP) credit initiatives including digitalisation and growth strategies, which involve internal/external stakeholders.
- Skilled in International Trade Finance rules, commercial terms, clauses, and interpretation from banks in different countries and their implications.

**About Shell Singapore**

Shell is one the largest foreign investors in Singapore and began operations in 1891. Today, we have more than 3,200 employees in Singapore alone. The Pulau Bukom Manufacturing Site today is the largest Shell refinery in the world in terms of crude distillation capacity, which makes Singapore a key regional supply and trading centre for Shell in the East. Singapore is the largest petrochemical production and export centre in the Asia Pacific region. Shell Jurong Island (SJI) manufactures petrochemicals to meet the fast-growing demand for these products in the region. We also have one of the largest single-branded retail networks in Singapore, providing customers with a wide range of quality products and services. When you join Shell in Singapore, you can count on our commitment to help you thrive and propel your career by means of our industry-leading development programme and our available and unrivalled pool of local and global experts. Our numerous global and local skill pools as well as our diversity are key to our success and continuing innovation.

**An innovative place to work**

There’s never been a more exciting time to work at Shell.

Join us and you’ll be adding your talent and imagination to a business with the ambition to shape the future - whether by investing in oil, gas, and renewable energy to meet demand, exploring new ways to store energy, or developing technology that helps the world to use energy more efficiently, everyone at Shell does their part.

**An inclusive place to work**

To power progress, we need to attract and develop the brightest minds and make sure every voice is heard. Here are just some of the ways we are nurturing an inclusive environment - one where you can express your ideas, extend your skills, and reach your potential.
- We’re creating a space where people with disabilities can excel through transparent recruitment process, workplace adjustments and ongoing support in their roles. Feel free to let us know about your circumstances when you apply, and we’ll take it from there.
- We’re closing the gender gap - whether that’s through action on equal pay or by enabling more women to reach senior roles in engineering and technology.
- We’re striving to be a pioneer of an inclusive and diverse workplace, promoting equalit