Data Scientist

4 days ago

Singapore SG01 Traveloka Technology Pte Ltd Full time

Data Scientist - Fraud & Risk page is loaded

Data Scientist - Fraud & Risk

Apply locations Singapore - Local Office time type Full time posted on Posted 16 Days Ago time left to apply End Date: September 30, 2025 (30+ days left to apply) job requisition id R

It's fun to work in a company where people truly BELIEVE in what they're doing

Job Description

Our data science team is responsible for solving complex problems and optimizing various aspects of Traveloka’s business. You will get a wide range of exciting opportunities to bring impact by helping to make decisions at scale across our various business lines, and get to work with the brightest minds in the industry. Join us in revolutionizing the travel industry through data

Key Responsibilities:

  • Partner with Risk, Product, Anti-Fraud, and Business Teams to understand risk challenges and define data-driven strategies.

  • Develop and enhance risk models for Probability of Default (PD)/Loss Given Default (LGD)/Exposure at Default (EAD) and anti-fraud models using machine learning and statistical techniques.

  • Design, validate, and maintain risk-based labels (e.g., DPD buckets, NPL status) to ensure consistency and reliability in model training.

  • Optimize credit strategies using simulation techniques to assess the impact of new policies on loan book performance.

  • Work closely with Data Engineering teams to ensure high-quality, scalable data pipelines for real-time/scheduled model predictions and performance monitoring.

  • Oversee and manage multiple credit risk modeling projects, ensuring alignment with business objectives, timelines, and regulatory requirements.

  • Communicate insights effectively to both technical and non-technical stakeholders, including risk managers and senior executives.

Requirements

Qualifications:

  • Bachelor’s in a quantitative field (Computer Science, Data Science, Statistics, Economics, Finance, or related).

  • 3+ years of experience in data science, preferably with a focus on credit risk modeling, loan portfolio analytics, or financial risk assessment.

  • Strong knowledge of credit risk/anti-fraud in the consumer lending domain.

  • Expertise in Python and machine learning/statistics libraries (scikit-learn, LGBM, XGBoost, etc).

  • Proficiency in SQL and data processing libraries for analyzing large-scale credit and transaction datasets.

  • Experience with cloud-based technologies (GCP preferred) and Docker for scalable model deployment.

  • Ability to translate business objectives into data-driven risk strategies and communicate findings effectively.

Good to Have:

  • Experience with Deep Learning frameworks (PyTorch, TensorFlow) for alternative credit risk modeling.

  • Familiarity with alternative data sources for credit scoring (e.g., transaction data, behavioral data).

  • Knowledge of real-time credit decisioning systems and implementation of adaptive risk strategies.

  • Experience with A/B testing for credit policy optimization.

If you like wild growth and working with happy, enthusiastic over-achievers, you'll enjoy your career with us

Similar Jobs (2)

Senior Data Scientist

locations Singapore - Local Office time type Full time posted on Posted 30+ Days Ago time left to apply End Date: September 30, 2025 (30+ days left to apply)

Data Analyst

locations Singapore - Local Office posted on Posted 10 Days Ago time left to apply End Date: September 30, 2025 (30+ days left to apply) #J-18808-Ljbffr

  • Senior Data Scientist

    2 weeks ago

    Singapore Data Analytics Full time $104,000 - $130,878 per year

    Get to Know the TeamOur Search and Personalisation Team focuses on advancing scalable machine learning and experimentation frameworks that power search relevance, ranking, and recommendations across Grab. By leveraging cutting-edge analytics and statistical methods, we continuously optimize how users connect with merchants, services, and content.Get to Know...

  • Senior Data Scientist

    7 days ago

    Singapore Data Analytics Full time

    Get to Know the Team Our Search and Personalisation Team focuses on advancing scalable machine learning and experimentation frameworks that power search relevance, ranking, and recommendations across Grab. By leveraging cutting-edge analytics and statistical methods, we continuously optimize how users connect with merchants, services, and content. Get to...

  • Lead Data Scientist

    7 days ago

    Singapore Data Science Full time

    Get to Know the Team Our data science team works on developing cutting-edge algorithms for data mining, machine learning, and language applications. Each team member helps enhance user experiences and optimise platform efficiency to solve complex business challenges. Get to Know the Role We're looking for Data Scientists specialising in post-training...

  • Lead Data Scientist

    7 days ago

    Singapore Data Analytics Full time

    Get to Know the Team At Grab, the Market Insights team drives impactful data-driven decisions by uncovering insights about the region's users, merchants, and driver partners. By analysing vast datasets across transactional and behavioural activities, we bridge the gap between raw data science capabilities and actionable business strategies. Our work is...

  • Data Scientist

    1 week ago

    Singapore Point72 Full time

    Join to apply for the Data Scientist role at Point72 1 year ago Be among the first 25 applicants Join to apply for the Data Scientist role at Point72 Get AI-powered advice on this job and more exclusive features. About CubistCubist Systematic Strategies, an affiliate of Point72, deploys systematic, computer-driven trading strategies across multiple...

  • Data Scientist

    1 week ago

    Singapore Point72 Full time

    Join to apply for the Data Scientist role at Point72 1 year ago Be among the first 25 applicants Join to apply for the Data Scientist role at Point72 Get AI-powered advice on this job and more exclusive features. About Cubist Cubist Systematic Strategies, an affiliate of Point72, deploys systematic, computer-driven trading strategies across multiple...

  • Data Scientist

    5 days ago

    Singapore Bioquest Advisory Full time

    BioQuest Advisory is at the exciting phase of our growth across APAC region and is looking for talented and dynamic Data Scientist with strong hands-on technical skills to be part of our Asia regional team. **The role** A day in the life of our Data Scientist - Formulating, outline work-requirements and managing data-driven projects - Working with our...

  • Data Scientist

    2 weeks ago

    Singapore Nicoll Curtin Full time

    Get AI-powered advice on this job and more exclusive features. Direct message the job poster from Nicoll Curtin We're on the lookout for a driven Data Scientist for Distribution Strategy to help an innovative financial-services client reshape how insurance products reach customers across both agency and digital channels. In this role, you'll be the go-to...

  • Data Scientist

    1 week ago

    Singapore JONDAVIDSON PTE. LTD. Full time

    As a Data Scientist, you will... - Work cross-functionally with Software and Machine Learning Engineers, other Data Scientists, and other teams to create new solutions and innovate - Work on problems such as prediction, classification, personalization, individualization, recommendation - Build, end to end Machine Learning and Deep Learning models from design...

  • Data Scientist

    2 weeks ago

    Singapore Income Insurance Limited Full time

    Join to apply for the Data Scientist role at Income Insurance Limited Join to apply for the Data Scientist role at Income Insurance Limited Take the ownership of AI /ML use cases, from design and implementation to continuous enhancement. Serve as a technical specialist on AI, with more focus on Gen AI, within a data science team. Design and develop...