Credit Officer

2 days ago

Singapore X Star Technology Pte Ltd Full time

Job Summary:
We are seeking a meticulous and analytical Credit Officer to join our auto finance startup. As a Credit Officer, you will play a vital role in assessing the creditworthiness of loan applicants, conducting thorough credit analyses, and ensuring the overall quality of our loan portfolio. Your role will involve evaluating credit risks, making informed lending decisions, and maintaining compliance with internal policies and regulatory requirements.
Responsibilities:

  • Assess the creditworthiness of loan applicants by analyzing their financial statements, credit history, and collateral value.
  • Conduct detailed credit analyses to evaluate borrowers' ability to repay loans and determine appropriate loan terms and conditions.
  • Review loan applications and supporting documentation to ensure accuracy, completeness, and compliance with established lending guidelines.
  • Analyze financial data, including income statements, balance sheets, cash flow statements, and tax returns, to assess applicants' financial stability.
  • Verify applicant information and perform credit checks using internal and external sources.
  • Collaborate with loan officers and underwriters to gather additional information and clarify any credit-related issues.
  • Prepare comprehensive credit reports and present findings to management for loan approval or rejection decisions.
  • Evaluate collateral valuation reports and assess the adequacy of collateral coverage.
  • Monitor loan portfolios to identify early signs of credit deterioration, assess risk ratings, and recommend appropriate remedial actions.
  • Stay updated on industry trends, market conditions, and regulatory changes affecting the auto finance industry.
  • Ensure compliance with internal credit policies, procedures, and regulatory requirements.
  • Collaborate with other departments, such as sales and collections, to address credit-related concerns and provide guidance.
  • Maintain accurate and up-to-date credit files and documentation.
  • Provide support during loan audits, examinations, and regulatory reviews.
  • Assist in the development and enhancement of credit risk assessment models and tools.
  • Participate in credit committee meetings and provide insights on credit-related matters.
  • Continuously improve credit analysis processes and procedures to enhance efficiency and effectiveness.
    Requirements:
  • Bachelor's degree in Finance, Accounting, Business Administration, or a related field (or equivalent work experience).
  • Proven experience as a Credit Officer or in a similar credit analysis role, preferably in the auto finance industry or financial services sector.
  • Strong understanding of credit risk assessment, financial statement analysis, and lending principles.
  • Familiarity with credit analysis tools, techniques, and credit scoring models.
  • Excellent analytical and problem-solving skills.
  • Ability to make sound credit decisions and recommendations.
  • Ability to manage multiple tasks and meet deadlines in a fast-paced environment.
  • Strong ethics and integrity.
  • Proficiency in using financial analysis software and MS Office Suite.
    #J-18808-Ljbffr

  • Credit Administrator

    7 days ago

    Singapore MOTOR-WAY CREDIT PTE LTD Full time

    Roles & ResponsibilitiesResponsibilities : Processing of payments, receipts, and ensure that customers adhere to the terms of the contract by conducting regular maintenance and enforcement. Administer internal credit policies and ensure recovery actions in accordance to guidelines. Provide administrative support, work with stakeholder to resolve credit...

  • Credit Administrator

    2 months ago

    Singapore MOTOR-WAY CREDIT PTE LTD Full time

    Roles & ResponsibilitiesResponsibilities : Processing of payments, receipts, and ensure that customers adhere to the terms of the contract by conducting regular maintenance and enforcement. Administer internal credit policies and ensure recovery actions in accordance to guidelines. Provide administrative support, work with stakeholder to resolve credit...

  • Credit Officer

    7 days ago

    Singapore X STAR TECHNOLOGY PTE. LTD. Full time

    Roles & ResponsibilitiesJob Summary:We are seeking a meticulous and analytical Credit Officer to join our auto finance startup. As a Credit Officer, you will play a vital role in assessing the creditworthiness of loan applicants, conducting thorough credit analyses, and ensuring the overall quality of our loan portfolio. Your role will involve evaluating...

  • Credit Officer

    2 weeks ago

    Singapore X STAR TECHNOLOGY PTE. LTD. Full time

    Roles & ResponsibilitiesJob Summary:We are seeking a meticulous and analytical Credit Officer to join our auto finance startup. As a Credit Officer, you will play a vital role in assessing the creditworthiness of loan applicants, conducting thorough credit analyses, and ensuring the overall quality of our loan portfolio. Your role will involve evaluating...

  • Credit Administration Officer

    2 months ago

    Singapore United Overseas Bank Full time

    Credit Administration RoleUnited Overseas Bank is seeking a skilled Credit Administration Officer to join our team in Singapore. As a key member of our Group Technology & Operations department, you will be responsible for managing credit risk and ensuring compliance with regulatory requirements.Key Responsibilities:Develop and implement credit risk...

  • Credit Risk Officer

    3 weeks ago

    Singapore THE SUPREME HR ADVISORY PTE. LTD. Full time

    Job DescriptionWe are seeking a highly skilled Credit Risk Officer to join our team at The Supreme HR Advisory Pte Ltd.About the RoleThis is an exciting opportunity for a motivated individual to take on a challenging role in credit risk management. As a Credit Risk Officer, you will be responsible for assisting in debts collection and follow-up of overdue...

  • Credit Risk Officer

    2 weeks ago

    Singapore Deutsche Bank Full time

    Job OverviewWe are seeking a highly skilled Credit Risk Office to join our team at Deutsche Bank. In this role, you will be responsible for researching and recommending credit limits and transactions for Corporates and Financial Institutions.

  • Loan Officer and Business Development Specialist

    2 weeks ago

    Singapore SPEED CREDIT PTE LTD Full time

    About SPEED CREDIT PTE LTDWe are a reputable credit company in Singapore, dedicated to providing excellent financial services to our clients.Job SummaryWe are seeking an experienced Loan Processing and Customer Service Officer to join our team. The successful candidate will be responsible for reviewing loan applications, collaborating with clients, and...

  • Credit Officer

    3 months ago

    Singapore D L RESOURCES PTE LTD Full time

    Roles & ResponsibilitiesJob Description:1. Put up credit proposals to Group Credit for approval.2. Be part of the project team in the department for a migration exercise. Ensure that the end to end process for Credit is followed through.3. Prepare credit documents.4. Data entry of credit parameters into systems.5. Assisting in ad-hoc projects .6. Manual...

  • Credit Collection Executive

    7 days ago

    Singapore APEX CREDIT MANAGEMENT PTE. LTD. Full time

    Roles & ResponsibilitiesResponsibilities:• Contact account holder via outgoing phone calls to remind them on their outstanding payments and commit dates for payment.• Working out installment payment plan with the account holder when necessary.• To ensure prompt timely instalment payments by the account holders.• Reduce debt delinquencies and credit...

  • Credit Collection Executive

    2 months ago

    Singapore APEX CREDIT MANAGEMENT PTE. LTD. Full time

    Roles & ResponsibilitiesResponsibilities:• Contact account holder via outgoing phone calls to remind them on their outstanding payments and commit dates for payment.• Working out installment payment plan with the account holder when necessary.• To ensure prompt timely instalment payments by the account holders.• Reduce debt delinquencies and credit...

  • Chief Credit Control Officer

    3 weeks ago

    Singapore TRUST RECRUIT PTE. LTD. Full time

    Job Title: Chief Credit Control OfficerTRUST RECRUIT PTE. LTD. is seeking a highly skilled and experienced Chief Credit Control Officer to lead our Credit Control team.**Company Overview:**As a leading recruitment agency, TRUST RECRUIT PTE. LTD. provides expert recruitment solutions to businesses across various industries.**Job Description:**The Chief Credit...

  • Executive Officer

    1 month ago

    Singapore INDEX CREDIT PTE LTD Full time

    Job OverviewINDEX CREDIT PTE LTD is seeking a highly skilled Executive Officer to join our team. The successful candidate will be responsible for administering secured loan activities, including documentation checks, loan disbursements, and fee payments.Key ResponsibilitiesProcess documentation, loan disbursement, and servicing activities related to secured...

  • Senior Credit Compliance Officer

    3 weeks ago

    Singapore United Overseas Bank Full time

    Credit Compliance Specialist - Group Technology & Ops United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices across 19 countries. Our history spans over 80 years, guided by our values - Honorable, Enterprising, United and Committed. We are seeking an experienced Senior Credit Compliance...

  • Credit Risk Analyst

    2 months ago

    Singapore AGRICULTURAL BANK OF CHINA LIMITED Full time

    Roles & ResponsibilitiesJob Description Liaise with Branch’s front-office and back-office departments in processing of credit and trade transactions. Evaluate corporate credit risk relating to credit terms and conditions prior to drawdown of facilities, to ensure full compliance and adherence prior to sign-off. Monitor and ensure the applicable credit...

  • Credit Risk Office

    4 weeks ago

    Singapore Deutsche Bank Full time

    What we will offer you: A healthy, engaged and well-supported workforce is better equipped to do their best work and, more importantly, enjoy their lives inside and outside the workplace. That's why we are committed to providing an environment with your development and wellbeing at its center. You can expect: Flexible benefits plan including...

  • Credit Risk Office

    4 weeks ago

    Singapore Deutsche Bank Full time

    What we will offer you: A healthy, engaged and well-supported workforce is better equipped to do their best work and, more importantly, enjoy their lives inside and outside the workplace. That's why we are committed to providing an environment with your development and wellbeing at its center. You can expect: Flexible benefits plan including virtual...

  • Senior officer

    1 month ago

    Singapore United Overseas Bank Ltd. Full time

    Senior Officer - Credit Analyst Posting Date: 7 Oct 2024Location: Singapore, SGCompany: United Overseas Bank LtdAbout UOB United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head...

  • Chief Credit Risk Officer

    3 weeks ago

    Singapore UCO BANK Full time

    About the RoleWe are seeking a highly skilled and experienced Chief Credit Risk Officer to join our team at UCO Bank.Job DescriptionThe successful candidate will be responsible for managing and monitoring the bank's credit risk portfolio, ensuring that all credit facilities are granted in accordance with sound lending practices and within the approved credit...

  • Director, Senior Credit Officer

    2 months ago

    Singapore ING Bank N.V. Full time

    ING Wholesale Banking in Singapore We began operating in Singapore in 1987 where we host the regional Asia Pacific headquarters. With over 300 financial experts, we are the largest wholesale banking branch in Asia. ING stands out in the Asia Pacific region because we go a step further for our customers. We look at things from the client’s perspective...