Credit Risk Office
2 weeks ago
A healthy, engaged and well-supported workforce is better equipped to do their best work and, more importantly, enjoy their lives inside and outside the workplace. That's why we are committed to providing an environment with your development and wellbeing at its center.
You can expect:
- Flexible benefits plan including virtual doctor consultation services
- Comprehensive leave benefits
- Gender Neutral Parental Leave
- Flexible working arrangements
- 21 days of annual paid leave, plus public holiday & Flexible Working Arrangement
- Research/ recommendation/ approval of underwriting and credit limits and transactions covering Corporates and Financial Institutions on a timely basis.
- Working closely with Business and other Infrastructure functions to wholistically assess the risk of a credit exposure.
- Preparation of counterparty ratings and ongoing monitoring of evolving counterparty risk, including inputs on industry, financial and business risk, management and transparency, peer analysis and financial analysis; covenant monitoring tools
- Demonstrate an understanding of Loan products/ Structured Finance, but also Markets and Trade Finance products, in order to assess the Risk / Return equation in the Business proposals
- Demonstrate a sound judgement of Risk / Return in arriving at credit decisions / recommendation in order to achieve the overall portfolio strategy and objectives of the Bank
- Participate in discussions on structuring of transactions, with a view to achieving optimal risk and return metrics for the credit portfolio
- Effective resolution of conflicting views with Business in a constructive and professional manner, maintaining the Bank's underwriting standards, at the same time supporting the Business to achieve agreed targets.
- Coordinate with internal / external / Regulatory audit & on-site inspections by providing documents & feedback.
- Graduate with minimum 2 years experience in credit risk management role in a reputed financial institution
- Prior experience working on financial analysis, approval / recommendation of transactions and portfolio responsibilities.
- Basic understanding of key products - financings, trade finance and global markets (fx/rates/commodities)
- Strong technical & analytic skills, risk judgment.
- Basic understanding of documentation like ISDA, CSA and loan agreements.
- Strong written and verbal communication skills.
- Proven ability to make time sensitive credit decisions
- Strategic and result oriented
- Team oriented, flexible, diligent, self-motivated
- Effective time management/ ability to remain calm under stress
- Lives the Bank values
- Succeed through collaboration and team work
- Focused on regulatory requirements and protecting the Bank's reputation
How we'll support you:
- Flexible working to assist you balance your personal priorities
- Coaching and support from experts in your team
- A culture of continuous learning to aid progression
- A range of flexible benefits that you can tailor to suit your needs
- Training and development to help you excel in your career
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