Credit Officer

2 days ago


Singapore XINGANG INVESTMENT PTE. LTD. Full time

The Credit Officer is responsible for evaluating loan applications, analyzing financial data, and assessing applicants’ creditworthiness to support sound lending decisions. The role includes managing loan portfolios, monitoring repayments, ensuring compliance with internal policies, and presenting credit insights to management. Key Responsibilities 1. Credit Assessment & Loan Processing Review and evaluate loan applications, assessing applicants’ financial stability, credit history, and repayment capacity. Conduct risk assessments to identify potential credit risks and minimize organizational losses. Collect, verify, and validate all required financial documents for completeness and accuracy. Approve or decline loan applications in accordance with company policies and eligibility criteria. Prepare comprehensive credit reports and recommendations for management’s review. 2. Loan Portfolio Management Monitor the performance of existing loans to ensure timely payments and identify early warning signs. Maintain accurate and up-to-date credit records for all clients. Follow up to ensure smooth loan disbursement and compliance with disbursement terms. Drive timely collections and support



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