DBS Bank Limited | Analyst, Credit Operations

2 days ago


Singapore DBS Bank Limited Full time

Analyst, Credit Operations (Auto Loan Origination), Consumer Banking Group Operations, Group Technology
Analyst, Credit Operations (Auto Loan Origination), Consumer Banking Group Operations, Group Technology
Analyst, Credit Operations (Auto Loan Origination), Consumer Banking Group Operations, Group Technology
Business Function
Group Technology and Operations (T&O) enables and empowers the bank with an efficient, nimble and resilient infrastructure through a strategic focus on productivity, quality & control, technology, people capability and innovation. In Group T&O, we manage the majority of the Bank's operational processes and inspire to delight our business partners through our multiple banking delivery channels.
Responsibilities
Perform Technical Verification function for Auto Loan Applications, checking & verifying customers' income documentation proof, compliance with relevant regulations and other necessary requirements within specified performance standards in turnaround time and accuracy as determined by the Bank.
Perform checks on the accuracy of data entry in the Bank's systems including derivation of Income & other amounts necessary for the Loan Application.
Work closely with our business partners and be able to communicate with all of them to ensure full and proper submission of all necessary documents, KYC & other supporting documents or information necessary for each Loan Application.
Perform checking/verification of all documents & other necessary functions, etc. in the processing of auto loan applications for pre-disbursement within specified standards of quality and turnaround time.
Conduct necessary searches to ensure that all newly pledged vehicles are still under registration & that used cars proposed as securities are not under any financing or encumbrance(s).
Perform post-disbursement functions in relation to Auto Loans.
Participation in auto loan digital project and other initiatives, including testing, development and maintenance of new and existing systems
Requirements
Diploma/Degree in any discipline with 2 years experience in operations preferred.
Meticulous, attention to detail, knowledge of data analytics and project management would be a plus.
Sound understanding of Financial Services, knowledge in car financing and the relevant banking regulations
Proficiency with MS Office applications, particularly Microsoft Excel
Meticulous and detailed oriented, organized with good problem-solving skills
Hard-working, self-motivated and a strong team player who takes initiative
Good interpersonal and communication skills
Able to work effectively under pressure and minimum supervision
Apply Now
We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.
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