Credit Risk Specialist

1 week ago


Singapore DBS Bank Limited Full time

Company Overview

DBS Bank Limited is a leading financial institution in Asia, with a strong presence in Singapore and the region. Our bank is committed to delivering exceptional service to our customers while maintaining a robust risk management framework.

Job Description

We are seeking a highly skilled Credit Risk Specialist to join our Risk Management Group. In this role, you will be responsible for reviewing facility and collateral documents to ensure compliance with approved terms in credit memos for Corporate customers.

You will liaise and follow-up with Relationship Managers/Credit Risk Managers for clarification of conditions precedent and approval terms, perform pre-activation documentation checks, and ensure conditions precedent met, collaterals in place and compliance with internal policies, procedures, and guidelines prior to activation of credit facility limits.

You will also review insurance policies for collaterals charged to the Bank and ensure that the Bank's interests are properly insured, perform revaluation of collaterals, and track and monitor limit exposures.

In addition, you will assess requirements and impact of any system or process change, enhance controls in processes and procedures, and increase productivity. You will work with project team for specification/UAT/system conversion and implementation exercises, manage resource requirements for data conversion exercise, prepare monthly and statistical reports for circulation and escalation, perform administrative functions as may be directed from time to time, participate in and support initiatives and projects, and provide guidance and support to team members and counterparts across locations.

Required Skills and Qualifications

To succeed in this role, you should have at least 6 years of working experience in Corporate banking credit documentation and credit administration. You should have a good understanding of credit control processes and risks, experience working with overseas markets in Corporate Banking will be an advantage, some experience in project management including user acceptance testing, analytical and meticulous with an eye for detail, strong communication, interpersonal skills, and teamwork.

Benefits

We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements. The estimated salary range for this position is SGD 80,000 - 120,000 per annum, depending on qualifications and experience.


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