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Card Compliance and Regulatory Expert

1 month ago


Singapore Wise Full time

Company Overview

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Wise, a leading global financial technology company, is seeking an experienced Card Compliance and Regulatory Expert to join our team in Singapore. Our mission is to make money without borders — without judgment or prejudice, too.

Salary Range: SGD 126K - 140K + RSUs

About the Role

We're looking for a seasoned professional to oversee compliance with regulatory and industry standards for card payment transactions, ensuring seamless customer experience and minimal disruptions. As a key member of our Spend OPS team, you'll focus on transactional efficiency and regulatory alignment.

Your Key Responsibilities

  • Monitor transaction processing metrics, including decline rates, authorization speeds, and transaction volumes.
  • Understand compliance requirements with all card networks (Visa, Mastercard) regulations and scheme requirements.
  • Collaborate with card risk and fraud teams to detect and mitigate abuse activity within card transactions.
  • Implement controls that protect the company from reputational and financial risks associated with non-compliance.
  • Develop and maintain key performance indicators (KPIs) for transaction health and scheme compliance.
  • Report on transactional health and compliance metrics to executive leadership, identifying areas for improvement.

Requirements and Qualifications

To be successful in this role, you'll need:

  • Deep knowledge of card payment networks, regulatory standards, and the transaction lifecycle.
  • Familiarity with regulatory standards like PCI-DSS, as well as specific card network rules.
  • Strong analytical skills to analyze complex data and identify trends, risks, and areas for improvement.
  • Effective leadership and communication skills to drive initiatives across cross-functional teams.

What We Offer

In return for your expertise and dedication, we offer a competitive salary range, plus bonus opportunities and a comprehensive benefits package. Our inclusive and diverse work environment will give you the chance to grow and develop your skills while contributing to our mission to make money without borders.