Financial Risk Expert
8 hours ago
Job Overview
Rapyd is seeking a seasoned Financial Risk Expert to join our team in shaping the future of payment ecosystems.
About the Role
The ideal candidate will possess a strong background in customer risk management, preferably in a retail or wholesale bank/fintech environment. Your expertise in undertaking customer risk analysis, encompassing financial and non-financial information, will be invaluable in identifying potential risks and mitigation strategies.
Key Responsibilities
- Conduct thorough sector and thematic reviews to inform risk policy, appetite, and underwriting guides for high-risk sectors.
- Undertake financial and non-financial reviews of merchant facilities, collaborating with agents and merchants to gather necessary information and documentation, and approving them within personal authority or escalating to risk forums as needed.
- Maintain close watch on large, weak, and impaired exposures on a customer-by-customer basis, recommending effective risk mitigation strategies.
- Engage with card schemes, partners, and merchants to manage complex scenarios such as excessive fraud, disputes, and potentially brand-damaging/illegal activity.
Requirements
- Broad experience in customer risk management in a retail or wholesale bank/fintech environment.
- Strong track record of undertaking customer risk analysis, considering both financial and non-financial information, and developing effective risk mitigation strategies.
- In-depth understanding of the Payment ecosystem (Online Payments) and how different companies contribute to the lifecycle of a payment.
- Familiarity with Card Acquiring and associated risks.
What We Offer
A competitive salary of approximately $100,000 per annum, commensurate with your experience and qualifications, offers an exciting opportunity to grow professionally and contribute meaningfully to Rapyd's mission. Our team values innovation, collaboration, and continuous learning, providing a dynamic work environment that fosters growth and success.
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