Credit Operations Specialist

20 hours ago


Singapore RANDSTAD PTE. LIMITED Full time
About the Role

We are seeking a highly skilled Credit Operations Analyst to join our team at RANDSTAD PTE. LIMITED. As a key member of our Credit Operations group, you will play a critical role in facilitating the origination of loans, monitoring credit risk exposures, and providing covenant breach reporting.

Key Responsibilities

  • Collaborate with Credit Underwriting team and Credit Executives to handle exceptions for credit facilities extended to Asia Private Banking clients.
  • Monitor and review the loan portfolio, regularize excesses (shortfalls) as per Credit guidelines, regulations, credit policies, and guidelines.
  • Support the underwriting team in setting up new/renewal credit facilities in accordance with Credit and Risk policies of the Private Bank.
  • Handle credit documentations, including preparation and liaison with internal legal on documentation drafting, signature verification, scanning, and filing.
  • Provide Controls and Management Information Support reporting for internal Credit Risk metrics, including credit exposure, product analytics, threshold reporting, and collateral breakdown.
  • Identify, implement, and manage controls initiatives with other International Private Banking primary locations to share best practices and coordination with India and Manila teams.
  • Explore and develop automation opportunities for existing reports using Intelligent Automation tools like Alteryx, Python, Unqork, and Xceptor.
  • Input and maintain credit limits and other credit parameters, such as cross pledges, pricing, mortgages, etc., in the system.

Requirements

  • Bachelor's degree in Business, Finance, or relevant disciplines.
  • At least 1 to 3 years of relevant work experience in a middle office or control function in a financial institution.
  • Demonstrated interest in financial markets and understanding of risk measures.
  • Ability to adapt in a fast-paced, dynamic, and changing team environment.
  • Confident and outgoing personality, able to deal directly with senior stakeholders.
  • Strong solution-based problem-solving and analytical skills, able to add value rather than just accept the status quo.
  • Excellent verbal and written communication skills.
  • Knowledge of our current regulatory landscape an advantage.
  • Strong knowledge of automation tools like Alteryx, Xceptor, Visio a plus.

What We Offer

Wealth Management
Derivatives
Middle Office
Analytical Skills
Visio
Automation Tools
Problem Solving
Private Banking
Alteryx
Underwriting
Fixed Income
Data Analytics
Pricing
Equities



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