Consumer Banking Credit Risk Manager

1 month ago


Singapore DBS Bank Full time

Job Title:

Consumer Banking Credit Risk Manager

About the Role:

This is a key leadership position within Consumer Banking Group, reporting directly to the SVP, Head of Credit Approval. The role requires strategic thinking and effective management of credit approval processes, ensuring alignment with digital initiatives, automation opportunities, and adherence to industry regulations.

Responsibilities:

  • Collaborate with technology and operations teams to drive digital transformation and leverage automation in credit approval processes.
  • Provide leadership to the credit approval team, ensuring alignment with DBS values and culture, while fostering a culture of proactive risk identification and mitigation.
  • Set clear performance objectives and ensure the team is adequately trained to make informed decisions, adhering to relevant industry regulations and internal policies.
  • Manage capacity to ensure sufficient resources for handling credit applications volume efficiently, driving continuous optimization efforts through automation and straight-through processing.
  • Stay updated on relevant industry regulations, compliance requirements, and internal policies, ensuring that credit approval processes adhere to all applicable laws and Bank's policies.
  • Foster collaboration with key stakeholders, including business, risk management, legal, and compliance to maintain a sound credit process and controls throughout the loan application journey.

Requirements:

  • At least 10 years of experience in Consumer Banking, with a focus on credit approval and risk management, preferably in a leadership role.
  • Demonstrated track record of driving process improvements and enhancing operational efficiency, leveraging data analytics and portfolio management tools.
  • Strong understanding of consumer lending regulations, compliance requirements, and industry best practices, trends, and emerging technologies in consumer banking and credit approval.

Location:

Singapore - DBS Asia Hub

Job Type:

Full-time

Estimated Salary:

$250,000 - $350,000 per annum, depending on experience and qualifications



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